Ada County, ID at a glance
Median household income
$91,502$7,625 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Ada County, ID?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Ada County, ID? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Boise City, ID HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,170 | $14,040 | $46,800 | 15.3% |
| 1-Bedroom Apartment | $1,381 | $16,572 | $55,240 | 18.1% |
| 2-Bedroom ApartmentBenchmark | $1,655 | $19,860 | $66,200 | 21.7% |
| 3-Bedroom Home | $2,318 | $27,816 | $92,720 | 30.4% |
| 4-Bedroom Home | $2,772 | $33,264 | $110,880 | 36.4% |
What a typical income covers in Ada County, ID
The 50/30/20 rule applied to the local median of $91,502 a year ($7,625 a month before tax).
What $91,502 leaves after Idaho taxes
Federal income tax, Social Security, Medicare and Idaho tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Idaho
Living in Ada County, ID: common questions
What is the median household income in Ada County, ID?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ada County, ID is $91,502 per year (approximately $7,625 per month).
What is the average rent in Ada County, ID?
The closest official figure is HUD's Fair Market Rent for 2026: $1,170 for a studio, $1,381 for one bedroom, $1,655 for two, $2,318 for three and $2,772 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Ada County, ID expensive to live in?
Prices there run 1.6% below the U.S. average. BEA's regional price parity for the metro area is 98.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Ada County, ID?
To keep a $1,655 two-bedroom under 30% of gross income, a household needs about $66,200 a year, or $5,517 a month. That is 72% of what the typical household in Ada County, ID earns.
How much do you need to live comfortably in Ada County, ID?
On the local median income of $91,502 ($7,625 a month before tax), the 50/30/20 rule leaves $3,813 a month for needs like rent, utilities and groceries, $2,288 for everything else and $1,525 for savings or debt. A two-bedroom at $1,655 takes 43% of the needs share.
How much is the electric bill in Ada County, ID?
Homes in Idaho paid 14.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.