Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Adair County, OK

Prices around Adair County, OK run 12.2% below the U.S. average (BEA, Oklahoma). The typical household there earns $48,041 a year, and HUD puts a two-bedroom at $937 a month. Keeping that rent under 30% of income takes about $37,480 a year.

Adair County, OK at a glance

Median household income

$48,041$4,003 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$937HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Oklahoma
Electricity14.3¢per kWh · EIA Residential OK
Population19,575Census ACS 5-year estimate

How much rent can you afford in Adair County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$937Monthly market rent
Share of gross income23.4%Recommended max: 30%
Annual income needed$37,480To meet the 30% standard
Max affordable rent$1,201At 30% of $48,041
0%30% (Affordability standard)100%
Compare against:

How much is rent in Adair County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Adair County, OK, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Adair County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$655$7,860$26,20016.4%
1-Bedroom Apartment$714$8,568$28,56017.8%
2-Bedroom ApartmentBenchmark$937$11,244$37,48023.4%
3-Bedroom Home$1,161$13,932$46,44029%
4-Bedroom Home$1,252$15,024$50,08031.3%

Rent in Adair County, OK, with the wage each unit needs →

What a typical income covers in Adair County, OK

The 50/30/20 rule applied to the local median of $48,041 a year ($4,003 a month before tax).

Needs (50%)$2,002/moRent ($937 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,201/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$801/moEmergency fund, retirement, paying down loans

What $48,041 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$48,041
$15,000$100,000
Filing status:
Gross salary breakdown$48,041
Net 82%
Fed 7%
OK 3%
FICA 8%
Annual take-home$39,165After all taxes
Monthly deposit$3,264Estimated per month
Biweekly paycheck$1,506Every 2 weeks (26/yr)
Effective tax rate18.5%Total tax burden
Federal income tax$3,585 / yr
Oklahoma state income tax$1,616 / yr
FICA (Social Security & Medicare)$3,675 / yr

Living in Adair County, OK: common questions

What is the median household income in Adair County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Adair County, OK is $48,041 per year (approximately $4,003 per month).

What is the average rent in Adair County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $655 for a studio, $714 for one bedroom, $937 for two, $1,161 for three and $1,252 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Adair County, OK expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Adair County, OK?

To keep a $937 two-bedroom under 30% of gross income, a household needs about $37,480 a year, or $3,123 a month. That is 78% of what the typical household in Adair County, OK earns.

How much do you need to live comfortably in Adair County, OK?

On the local median income of $48,041 ($4,003 a month before tax), the 50/30/20 rule leaves $2,002 a month for needs like rent, utilities and groceries, $1,201 for everything else and $801 for savings or debt. A two-bedroom at $937 takes 47% of the needs share.

How much is the electric bill in Adair County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.