Ohio · Census, HUD and BEA figures · Updated

Cost of Living in Adams County, OH

Prices around Adams County, OH run 7.2% below the U.S. average (BEA, Ohio). The typical household there earns $50,264 a year, and HUD puts a two-bedroom at $973 a month. Keeping that rent under 30% of income takes about $38,920 a year.

Adams County, OH at a glance

Median household income

$50,264$4,189 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$973HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.8-7.2% · BEA, Ohio
Electricity19.2¢per kWh · EIA Residential OH
Population27,540Census ACS 5-year estimate

How much rent can you afford in Adams County, OH?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$973Monthly market rent
Share of gross income23.2%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$1,257At 30% of $50,264
0%30% (Affordability standard)100%
Compare against:

How much is rent in Adams County, OH? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Adams County, OH, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Adams County, OH, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$736$8,832$29,44017.6%
1-Bedroom Apartment$785$9,420$31,40018.7%
2-Bedroom ApartmentBenchmark$973$11,676$38,92023.2%
3-Bedroom Home$1,220$14,640$48,80029.1%
4-Bedroom Home$1,288$15,456$51,52030.7%

Rent in Adams County, OH, with the wage each unit needs →

What a typical income covers in Adams County, OH

The 50/30/20 rule applied to the local median of $50,264 a year ($4,189 a month before tax).

Needs (50%)$2,094/moRent ($973 2-BR), utilities (~$173/mo), groceries, transit
Wants (30%)$1,257/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$838/moEmergency fund, retirement, paying down loans

What $50,264 leaves after Ohio taxes

Federal income tax, Social Security, Medicare and Ohio tax on the local median income. Change the salary to see yours.

$50,264
$20,000$105,000
Filing status:
Gross salary breakdown$50,264
Net 83%
Fed 8%
OH 2%
FICA 8%
Annual take-home$41,628After all taxes
Monthly deposit$3,469Estimated per month
Biweekly paycheck$1,601Every 2 weeks (26/yr)
Effective tax rate17.2%Total tax burden
Federal income tax$3,852 / yr
Ohio state income tax$939 / yr
FICA (Social Security & Medicare)$3,845 / yr

Living in Adams County, OH: common questions

What is the median household income in Adams County, OH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Adams County, OH is $50,264 per year (approximately $4,189 per month).

What is the average rent in Adams County, OH?

The closest official figure is HUD's Fair Market Rent for 2026: $736 for a studio, $785 for one bedroom, $973 for two, $1,220 for three and $1,288 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Adams County, OH expensive to live in?

Prices there run 7.2% below the U.S. average. BEA's regional price parity for Ohio is 92.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Adams County, OH?

To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 77% of what the typical household in Adams County, OH earns.

How much do you need to live comfortably in Adams County, OH?

On the local median income of $50,264 ($4,189 a month before tax), the 50/30/20 rule leaves $2,094 a month for needs like rent, utilities and groceries, $1,257 for everything else and $838 for savings or debt. A two-bedroom at $973 takes 46% of the needs share.

How much is the electric bill in Adams County, OH?

Homes in Ohio paid 19.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $173. Your bill depends mostly on heating and cooling.