Missouri · Census, HUD and BEA figures · Updated

Cost of Living in Andrew County, MO

Prices around Andrew County, MO run 13.6% below the U.S. average (BEA, the metro area). The typical household there earns $75,625 a year, and HUD puts a two-bedroom at $1,077 a month. Keeping that rent under 30% of income takes about $43,080 a year.

Andrew County, MO at a glance

Median household income

$75,625$6,302 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,077HUD FY2026 Fair Market Rent
Price level (U.S. = 100)86.4-13.6% · BEA, the metro area
Electricity16.2¢per kWh · EIA Residential MO
Population18,065Census ACS 5-year estimate

How much rent can you afford in Andrew County, MO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,077Monthly market rent
Share of gross income17.1%Recommended max: 30%
Annual income needed$43,080To meet the 30% standard
Max affordable rent$1,891At 30% of $75,625
0%30% (Affordability standard)100%
Compare against:

How much is rent in Andrew County, MO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for St. Joseph, MO-KS MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Andrew County, MO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$774$9,288$30,96012.3%
1-Bedroom Apartment$832$9,984$33,28013.2%
2-Bedroom ApartmentBenchmark$1,077$12,924$43,08017.1%
3-Bedroom Home$1,363$16,356$54,52021.6%
4-Bedroom Home$1,566$18,792$62,64024.8%

Rent in Andrew County, MO, with the wage each unit needs →

What a typical income covers in Andrew County, MO

The 50/30/20 rule applied to the local median of $75,625 a year ($6,302 a month before tax).

Needs (50%)$3,151/moRent ($1,077 2-BR), utilities (~$146/mo), groceries, transit
Wants (30%)$1,891/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,260/moEmergency fund, retirement, paying down loans

What $75,625 leaves after Missouri taxes

Federal income tax, Social Security, Medicare and Missouri tax on the local median income. Change the salary to see yours.

$75,625
$30,000$155,000
Filing status:
Gross salary breakdown$75,625
Net 79%
Fed 10%
MO 3%
FICA 8%
Annual take-home$59,449After all taxes
Monthly deposit$4,954Estimated per month
Biweekly paycheck$2,287Every 2 weeks (26/yr)
Effective tax rate21.4%Total tax burden
Federal income tax$7,808 / yr
Missouri state income tax$2,583 / yr
FICA (Social Security & Medicare)$5,785 / yr

Living in Andrew County, MO: common questions

What is the median household income in Andrew County, MO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Andrew County, MO is $75,625 per year (approximately $6,302 per month).

What is the average rent in Andrew County, MO?

The closest official figure is HUD's Fair Market Rent for 2026: $774 for a studio, $832 for one bedroom, $1,077 for two, $1,363 for three and $1,566 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Andrew County, MO expensive to live in?

Prices there run 13.6% below the U.S. average. BEA's regional price parity for the metro area is 86.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Andrew County, MO?

To keep a $1,077 two-bedroom under 30% of gross income, a household needs about $43,080 a year, or $3,590 a month. That is 57% of what the typical household in Andrew County, MO earns.

How much do you need to live comfortably in Andrew County, MO?

On the local median income of $75,625 ($6,302 a month before tax), the 50/30/20 rule leaves $3,151 a month for needs like rent, utilities and groceries, $1,891 for everything else and $1,260 for savings or debt. A two-bedroom at $1,077 takes 34% of the needs share.

How much is the electric bill in Andrew County, MO?

Homes in Missouri paid 16.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $146. Your bill depends mostly on heating and cooling.