Maryland · Census, HUD and BEA figures · Updated

Cost of Living in Anne Arundel County, MD

Prices around Anne Arundel County, MD run 4.5% above the U.S. average (BEA, the metro area). The typical household there earns $124,911 a year, and HUD puts a two-bedroom at $1,857 a month. Keeping that rent under 30% of income takes about $74,280 a year.

Anne Arundel County, MD at a glance

Median household income

$124,911$10,409 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,857HUD FY2026 Fair Market Rent
Price level (U.S. = 100)104.5+4.5% · BEA, the metro area
Electricity21.8¢per kWh · EIA Residential MD
Population598,166Census ACS 5-year estimate

How much rent can you afford in Anne Arundel County, MD?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,857Monthly market rent
Share of gross income17.8%Recommended max: 30%
Annual income needed$74,280To meet the 30% standard
Max affordable rent$3,123At 30% of $124,911
0%30% (Affordability standard)100%
Compare against:

How much is rent in Anne Arundel County, MD? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Baltimore-Columbia-Towson, MD MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Anne Arundel County, MD, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,362$16,344$54,48013.1%
1-Bedroom Apartment$1,511$18,132$60,44014.5%
2-Bedroom ApartmentBenchmark$1,857$22,284$74,28017.8%
3-Bedroom Home$2,358$28,296$94,32022.7%
4-Bedroom Home$2,611$31,332$104,44025.1%

Rent in Anne Arundel County, MD, with the wage each unit needs →

What a typical income covers in Anne Arundel County, MD

The 50/30/20 rule applied to the local median of $124,911 a year ($10,409 a month before tax).

Needs (50%)$5,205/moRent ($1,857 2-BR), utilities (~$197/mo), groceries, transit
Wants (30%)$3,123/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$2,082/moEmergency fund, retirement, paying down loans

What $124,911 leaves after Maryland taxes

Federal income tax, Social Security, Medicare and Maryland tax on the local median income. Change the salary to see yours.

$124,911
$45,000$250,000
Filing status:
Gross salary breakdown$124,911
Net 73%
Fed 15%
MD 5%
FICA 8%
Annual take-home$90,947After all taxes
Monthly deposit$7,579Estimated per month
Biweekly paycheck$3,498Every 2 weeks (26/yr)
Effective tax rate27.2%Total tax burden
Federal income tax$18,713 / yr
Maryland state income tax$5,696 / yr
FICA (Social Security & Medicare)$9,556 / yr

Living in Anne Arundel County, MD: common questions

What is the median household income in Anne Arundel County, MD?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Anne Arundel County, MD is $124,911 per year (approximately $10,409 per month).

What is the average rent in Anne Arundel County, MD?

The closest official figure is HUD's Fair Market Rent for 2026: $1,362 for a studio, $1,511 for one bedroom, $1,857 for two, $2,358 for three and $2,611 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Anne Arundel County, MD expensive to live in?

Prices there run 4.5% above the U.S. average. BEA's regional price parity for the metro area is 104.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Anne Arundel County, MD?

To keep a $1,857 two-bedroom under 30% of gross income, a household needs about $74,280 a year, or $6,190 a month. That is 59% of what the typical household in Anne Arundel County, MD earns.

How much do you need to live comfortably in Anne Arundel County, MD?

On the local median income of $124,911 ($10,409 a month before tax), the 50/30/20 rule leaves $5,205 a month for needs like rent, utilities and groceries, $3,123 for everything else and $2,082 for savings or debt. A two-bedroom at $1,857 takes 36% of the needs share.

How much is the electric bill in Anne Arundel County, MD?

Homes in Maryland paid 21.8¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $197. Your bill depends mostly on heating and cooling.