Alabama · Census, HUD and BEA figures · Updated

Cost of Living in Anniston, AL

Prices around Anniston, AL run 14.1% below the U.S. average (BEA, the metro area). The typical household there earns $46,668 a year, and HUD puts a two-bedroom at $962 a month. Keeping that rent under 30% of income takes about $38,480 a year.

Anniston, AL at a glance

Median household income

$46,668$3,889 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$962HUD FY2026 Fair Market Rent
Price level (U.S. = 100)85.9-14.1% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential AL
Population21,271Census ACS 5-year estimate

How much rent can you afford in Anniston, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$962Monthly market rent
Share of gross income24.7%Recommended max: 30%
Annual income needed$38,480To meet the 30% standard
Max affordable rent$1,167At 30% of $46,668
0%30% (Affordability standard)100%
Compare against:

How much is rent in Anniston, AL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Anniston-Oxford, AL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Anniston, AL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$753$9,036$30,12019.4%
1-Bedroom Apartment$757$9,084$30,28019.5%
2-Bedroom ApartmentBenchmark$962$11,544$38,48024.7%
3-Bedroom Home$1,300$15,600$52,00033.4%
4-Bedroom Home$1,361$16,332$54,44035%

Rent in Anniston, AL, with the wage each unit needs →

What a typical income covers in Anniston, AL

The 50/30/20 rule applied to the local median of $46,668 a year ($3,889 a month before tax).

Needs (50%)$1,945/moRent ($962 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$1,167/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$778/moEmergency fund, retirement, paying down loans

What $46,668 leaves after Alabama taxes

Federal income tax, Social Security, Medicare and Alabama tax on the local median income. Change the salary to see yours.

$46,668
$15,000$95,000
Filing status:
Gross salary breakdown$46,668
Net 81%
Fed 7%
AL 4%
FICA 8%
Annual take-home$37,755After all taxes
Monthly deposit$3,146Estimated per month
Biweekly paycheck$1,452Every 2 weeks (26/yr)
Effective tax rate19.1%Total tax burden
Federal income tax$3,420 / yr
Alabama state income tax$1,922 / yr
FICA (Social Security & Medicare)$3,570 / yr

Living in Anniston, AL: common questions

What is the median household income in Anniston, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Anniston, AL is $46,668 per year (approximately $3,889 per month).

What is the average rent in Anniston, AL?

The closest official figure is HUD's Fair Market Rent for 2026: $753 for a studio, $757 for one bedroom, $962 for two, $1,300 for three and $1,361 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Anniston, AL expensive to live in?

Prices there run 14.1% below the U.S. average. BEA's regional price parity for the metro area is 85.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Anniston, AL?

To keep a $962 two-bedroom under 30% of gross income, a household needs about $38,480 a year, or $3,207 a month. That is 82% of what the typical household in Anniston, AL earns.

How much do you need to live comfortably in Anniston, AL?

On the local median income of $46,668 ($3,889 a month before tax), the 50/30/20 rule leaves $1,945 a month for needs like rent, utilities and groceries, $1,167 for everything else and $778 for savings or debt. A two-bedroom at $962 takes 49% of the needs share.

How much is the electric bill in Anniston, AL?

Homes in Alabama paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $148. Your bill depends mostly on heating and cooling.