Arizona · Census, HUD and BEA figures · Updated

Cost of Living in Apache County, AZ

Prices around Apache County, AZ run 0.7% above the U.S. average (BEA, Arizona). The typical household there earns $41,438 a year, and HUD puts a two-bedroom at $1,175 a month. Keeping that rent under 30% of income takes about $47,000 a year.

Apache County, AZ at a glance

Median household income

$41,438$3,453 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,175HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.7+0.7% · BEA, Arizona
Electricity15.2¢per kWh · EIA Residential AZ
Population65,341Census ACS 5-year estimate

How much rent can you afford in Apache County, AZ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,175Monthly market rent
Share of gross income34%Recommended max: 30%
Annual income needed$47,000To meet the 30% standard
Max affordable rent$1,036At 30% of $41,438
0%30% (Affordability standard)100%
Compare against:

How much is rent in Apache County, AZ? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Apache County, AZ, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Apache County, AZ, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$810$9,720$32,40023.5%
1-Bedroom Apartment$903$10,836$36,12026.1%
2-Bedroom ApartmentBenchmark$1,175$14,100$47,00034%
3-Bedroom Home$1,599$19,188$63,96046.3%
4-Bedroom Home$1,828$21,936$73,12052.9%

Rent in Apache County, AZ, with the wage each unit needs →

What a typical income covers in Apache County, AZ

The 50/30/20 rule applied to the local median of $41,438 a year ($3,453 a month before tax).

Needs (50%)$1,727/moRent ($1,175 2-BR), utilities (~$137/mo), groceries, transit
Wants (30%)$1,036/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$691/moEmergency fund, retirement, paying down loans

What $41,438 leaves after Arizona taxes

Federal income tax, Social Security, Medicare and Arizona tax on the local median income. Change the salary to see yours.

$41,438
$15,000$85,000
Filing status:
Gross salary breakdown$41,438
Net 84%
Fed 7%
AZ 2%
FICA 8%
Annual take-home$34,833After all taxes
Monthly deposit$2,903Estimated per month
Biweekly paycheck$1,340Every 2 weeks (26/yr)
Effective tax rate15.9%Total tax burden
Federal income tax$2,793 / yr
Arizona state income tax$642 / yr
FICA (Social Security & Medicare)$3,170 / yr

Living in Apache County, AZ: common questions

What is the median household income in Apache County, AZ?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Apache County, AZ is $41,438 per year (approximately $3,453 per month).

What is the average rent in Apache County, AZ?

The closest official figure is HUD's Fair Market Rent for 2026: $810 for a studio, $903 for one bedroom, $1,175 for two, $1,599 for three and $1,828 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Apache County, AZ expensive to live in?

Prices there run 0.7% above the U.S. average. BEA's regional price parity for Arizona is 100.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Apache County, AZ?

To keep a $1,175 two-bedroom under 30% of gross income, a household needs about $47,000 a year, or $3,917 a month. That is 113% of what the typical household in Apache County, AZ earns.

How much do you need to live comfortably in Apache County, AZ?

On the local median income of $41,438 ($3,453 a month before tax), the 50/30/20 rule leaves $1,727 a month for needs like rent, utilities and groceries, $1,036 for everything else and $691 for savings or debt. A two-bedroom at $1,175 takes 68% of the needs share.

How much is the electric bill in Apache County, AZ?

Homes in Arizona paid 15.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $137. Your bill depends mostly on heating and cooling.