Texas · Census, HUD and BEA figures · Updated

Cost of Living in Archer County, TX

Prices around Archer County, TX run 10.5% below the U.S. average (BEA, the metro area). The typical household there earns $72,159 a year, and HUD puts a two-bedroom at $1,136 a month. Keeping that rent under 30% of income takes about $45,440 a year.

Archer County, TX at a glance

Median household income

$72,159$6,013 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,136HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.5-10.5% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population8,867Census ACS 5-year estimate

How much rent can you afford in Archer County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,136Monthly market rent
Share of gross income18.9%Recommended max: 30%
Annual income needed$45,440To meet the 30% standard
Max affordable rent$1,804At 30% of $72,159
0%30% (Affordability standard)100%
Compare against:

How much is rent in Archer County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Wichita Falls, TX MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Archer County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$831$9,972$33,24013.8%
1-Bedroom Apartment$925$11,100$37,00015.4%
2-Bedroom ApartmentBenchmark$1,136$13,632$45,44018.9%
3-Bedroom Home$1,553$18,636$62,12025.8%
4-Bedroom Home$1,759$21,108$70,36029.3%

Rent in Archer County, TX, with the wage each unit needs →

What a typical income covers in Archer County, TX

The 50/30/20 rule applied to the local median of $72,159 a year ($6,013 a month before tax).

Needs (50%)$3,007/moRent ($1,136 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,804/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,203/moEmergency fund, retirement, paying down loans

What $72,159 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$72,159
$25,000$145,000
Filing status:
Gross salary breakdown$72,159
Net 83%
Fed 10%
FICA 8%
Annual take-home$59,594After all taxes
Monthly deposit$4,966Estimated per month
Biweekly paycheck$2,292Every 2 weeks (26/yr)
Effective tax rate17.4%Total tax burden
Federal income tax$7,045 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,520 / yr

Living in Archer County, TX: common questions

What is the median household income in Archer County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Archer County, TX is $72,159 per year (approximately $6,013 per month).

What is the average rent in Archer County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $831 for a studio, $925 for one bedroom, $1,136 for two, $1,553 for three and $1,759 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Archer County, TX expensive to live in?

Prices there run 10.5% below the U.S. average. BEA's regional price parity for the metro area is 89.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Archer County, TX?

To keep a $1,136 two-bedroom under 30% of gross income, a household needs about $45,440 a year, or $3,787 a month. That is 63% of what the typical household in Archer County, TX earns.

How much do you need to live comfortably in Archer County, TX?

On the local median income of $72,159 ($6,013 a month before tax), the 50/30/20 rule leaves $3,007 a month for needs like rent, utilities and groceries, $1,804 for everything else and $1,203 for savings or debt. A two-bedroom at $1,136 takes 38% of the needs share.

How much is the electric bill in Archer County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.