Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Athens-Clarke County, GA

Prices around Athens-Clarke County, GA run 6.7% below the U.S. average (BEA, the metro area). The typical household there earns $52,974 a year, and HUD puts a two-bedroom at $1,331 a month. Keeping that rent under 30% of income takes about $53,240 a year.

Athens-Clarke County, GA at a glance

Median household income

$52,974$4,415 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,331HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.3-6.7% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential GA
Population127,345Census ACS 5-year estimate

How much rent can you afford in Athens-Clarke County, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,331Monthly market rent
Share of gross income30.2%Recommended max: 30%
Annual income needed$53,240To meet the 30% standard
Max affordable rent$1,324At 30% of $52,974
0%30% (Affordability standard)100%
Compare against:

How much is rent in Athens-Clarke County, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Athens-Clarke County, GA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Athens-Clarke County, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,159$13,908$46,36026.3%
1-Bedroom Apartment$1,183$14,196$47,32026.8%
2-Bedroom ApartmentBenchmark$1,331$15,972$53,24030.2%
3-Bedroom Home$1,734$20,808$69,36039.3%
4-Bedroom Home$1,831$21,972$73,24041.5%

Rent in Athens-Clarke County, GA, with the wage each unit needs →

What a typical income covers in Athens-Clarke County, GA

The 50/30/20 rule applied to the local median of $52,974 a year ($4,415 a month before tax).

Needs (50%)$2,207/moRent ($1,331 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,324/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$883/moEmergency fund, retirement, paying down loans

What $52,974 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$52,974
$20,000$110,000
Filing status:
Gross salary breakdown$52,974
Net 81%
Fed 8%
GA 4%
FICA 8%
Annual take-home$42,850After all taxes
Monthly deposit$3,571Estimated per month
Biweekly paycheck$1,648Every 2 weeks (26/yr)
Effective tax rate19.1%Total tax burden
Federal income tax$4,177 / yr
Georgia state income tax$1,895 / yr
FICA (Social Security & Medicare)$4,053 / yr

Living in Athens-Clarke County, GA: common questions

What is the median household income in Athens-Clarke County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Athens-Clarke County, GA is $52,974 per year (approximately $4,415 per month).

What is the average rent in Athens-Clarke County, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,159 for a studio, $1,183 for one bedroom, $1,331 for two, $1,734 for three and $1,831 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Athens-Clarke County, GA expensive to live in?

Prices there run 6.7% below the U.S. average. BEA's regional price parity for the metro area is 93.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Athens-Clarke County, GA?

To keep a $1,331 two-bedroom under 30% of gross income, a household needs about $53,240 a year, or $4,437 a month. That is 101% of what the typical household in Athens-Clarke County, GA earns.

How much do you need to live comfortably in Athens-Clarke County, GA?

On the local median income of $52,974 ($4,415 a month before tax), the 50/30/20 rule leaves $2,207 a month for needs like rent, utilities and groceries, $1,324 for everything else and $883 for savings or debt. A two-bedroom at $1,331 takes 60% of the needs share.

How much is the electric bill in Athens-Clarke County, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.