Atlantic County, NJ at a glance
Median household income
$78,050$6,504 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Atlantic County, NJ?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Atlantic County, NJ? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Atlantic City-Hammonton, NJ HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,346 | $16,152 | $53,840 | 20.7% |
| 1-Bedroom Apartment | $1,537 | $18,444 | $61,480 | 23.6% |
| 2-Bedroom ApartmentBenchmark | $1,867 | $22,404 | $74,680 | 28.7% |
| 3-Bedroom Home | $2,586 | $31,032 | $103,440 | 39.8% |
| 4-Bedroom Home | $2,851 | $34,212 | $114,040 | 43.8% |
Rent in Atlantic County, NJ, with the wage each unit needs →
What a typical income covers in Atlantic County, NJ
The 50/30/20 rule applied to the local median of $78,050 a year ($6,504 a month before tax).
What $78,050 leaves after New Jersey taxes
Federal income tax, Social Security, Medicare and New Jersey tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in New Jersey
Living in Atlantic County, NJ: common questions
What is the median household income in Atlantic County, NJ?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Atlantic County, NJ is $78,050 per year (approximately $6,504 per month).
What is the average rent in Atlantic County, NJ?
The closest official figure is HUD's Fair Market Rent for 2026: $1,346 for a studio, $1,537 for one bedroom, $1,867 for two, $2,586 for three and $2,851 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Atlantic County, NJ expensive to live in?
Prices there run 1.1% below the U.S. average. BEA's regional price parity for the metro area is 98.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Atlantic County, NJ?
To keep a $1,867 two-bedroom under 30% of gross income, a household needs about $74,680 a year, or $6,223 a month. That is 96% of what the typical household in Atlantic County, NJ earns.
How much do you need to live comfortably in Atlantic County, NJ?
On the local median income of $78,050 ($6,504 a month before tax), the 50/30/20 rule leaves $3,252 a month for needs like rent, utilities and groceries, $1,951 for everything else and $1,301 for savings or debt. A two-bedroom at $1,867 takes 57% of the needs share.
How much is the electric bill in Atlantic County, NJ?
Homes in New Jersey paid 25¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $225. Your bill depends mostly on heating and cooling.