Atoka County, OK at a glance
Median household income
$54,785$4,565 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Atoka County, OK?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Atoka County, OK? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Atoka County, OK, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $705 | $8,460 | $28,200 | 15.4% |
| 1-Bedroom Apartment | $744 | $8,928 | $29,760 | 16.3% |
| 2-Bedroom ApartmentBenchmark | $937 | $11,244 | $37,480 | 20.5% |
| 3-Bedroom Home | $1,175 | $14,100 | $47,000 | 25.7% |
| 4-Bedroom Home | $1,241 | $14,892 | $49,640 | 27.2% |
What a typical income covers in Atoka County, OK
The 50/30/20 rule applied to the local median of $54,785 a year ($4,565 a month before tax).
What $54,785 leaves after Oklahoma taxes
Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Oklahoma
Living in Atoka County, OK: common questions
What is the median household income in Atoka County, OK?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Atoka County, OK is $54,785 per year (approximately $4,565 per month).
What is the average rent in Atoka County, OK?
The closest official figure is HUD's Fair Market Rent for 2026: $705 for a studio, $744 for one bedroom, $937 for two, $1,175 for three and $1,241 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Atoka County, OK expensive to live in?
Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Atoka County, OK?
To keep a $937 two-bedroom under 30% of gross income, a household needs about $37,480 a year, or $3,123 a month. That is 68% of what the typical household in Atoka County, OK earns.
How much do you need to live comfortably in Atoka County, OK?
On the local median income of $54,785 ($4,565 a month before tax), the 50/30/20 rule leaves $2,283 a month for needs like rent, utilities and groceries, $1,370 for everything else and $913 for savings or debt. A two-bedroom at $937 takes 41% of the needs share.
How much is the electric bill in Atoka County, OK?
Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.