Texas · Census, HUD and BEA figures · Updated

Cost of Living in Austin County, TX

Prices around Austin County, TX run 1.4% below the U.S. average (BEA, the metro area). The typical household there earns $75,789 a year, and HUD puts a two-bedroom at $1,095 a month. Keeping that rent under 30% of income takes about $43,800 a year.

Austin County, TX at a glance

Median household income

$75,789$6,316 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,095HUD FY2026 Fair Market Rent
Price level (U.S. = 100)98.6-1.4% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population31,170Census ACS 5-year estimate

How much rent can you afford in Austin County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,095Monthly market rent
Share of gross income17.3%Recommended max: 30%
Annual income needed$43,800To meet the 30% standard
Max affordable rent$1,895At 30% of $75,789
0%30% (Affordability standard)100%
Compare against:

How much is rent in Austin County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Austin County, TX HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Austin County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$885$10,620$35,40014%
1-Bedroom Apartment$891$10,692$35,64014.1%
2-Bedroom ApartmentBenchmark$1,095$13,140$43,80017.3%
3-Bedroom Home$1,523$18,276$60,92024.1%
4-Bedroom Home$1,837$22,044$73,48029.1%

Rent in Austin County, TX, with the wage each unit needs →

What a typical income covers in Austin County, TX

The 50/30/20 rule applied to the local median of $75,789 a year ($6,316 a month before tax).

Needs (50%)$3,158/moRent ($1,095 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,895/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,263/moEmergency fund, retirement, paying down loans

What $75,789 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$75,789
$30,000$155,000
Filing status:
Gross salary breakdown$75,789
Net 82%
Fed 10%
FICA 8%
Annual take-home$62,148After all taxes
Monthly deposit$5,179Estimated per month
Biweekly paycheck$2,390Every 2 weeks (26/yr)
Effective tax rate18%Total tax burden
Federal income tax$7,844 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,798 / yr

Living in Austin County, TX: common questions

What is the median household income in Austin County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Austin County, TX is $75,789 per year (approximately $6,316 per month).

What is the average rent in Austin County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $885 for a studio, $891 for one bedroom, $1,095 for two, $1,523 for three and $1,837 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Austin County, TX expensive to live in?

Prices there run 1.4% below the U.S. average. BEA's regional price parity for the metro area is 98.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Austin County, TX?

To keep a $1,095 two-bedroom under 30% of gross income, a household needs about $43,800 a year, or $3,650 a month. That is 58% of what the typical household in Austin County, TX earns.

How much do you need to live comfortably in Austin County, TX?

On the local median income of $75,789 ($6,316 a month before tax), the 50/30/20 rule leaves $3,158 a month for needs like rent, utilities and groceries, $1,895 for everything else and $1,263 for savings or debt. A two-bedroom at $1,095 takes 35% of the needs share.

How much is the electric bill in Austin County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.