Baker County, FL at a glance
Median household income
$79,836$6,653 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Baker County, FL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Baker County, FL? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Baker County, FL HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $903 | $10,836 | $36,120 | 13.6% |
| 1-Bedroom Apartment | $922 | $11,064 | $36,880 | 13.9% |
| 2-Bedroom ApartmentBenchmark | $1,103 | $13,236 | $44,120 | 16.6% |
| 3-Bedroom Home | $1,512 | $18,144 | $60,480 | 22.7% |
| 4-Bedroom Home | $1,708 | $20,496 | $68,320 | 25.7% |
What a typical income covers in Baker County, FL
The 50/30/20 rule applied to the local median of $79,836 a year ($6,653 a month before tax).
What $79,836 leaves after Florida taxes
Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Florida
Living in Baker County, FL: common questions
What is the median household income in Baker County, FL?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Baker County, FL is $79,836 per year (approximately $6,653 per month).
What is the average rent in Baker County, FL?
The closest official figure is HUD's Fair Market Rent for 2026: $903 for a studio, $922 for one bedroom, $1,103 for two, $1,512 for three and $1,708 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Baker County, FL expensive to live in?
Prices there run 0.5% below the U.S. average. BEA's regional price parity for the metro area is 99.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Baker County, FL?
To keep a $1,103 two-bedroom under 30% of gross income, a household needs about $44,120 a year, or $3,677 a month. That is 55% of what the typical household in Baker County, FL earns.
How much do you need to live comfortably in Baker County, FL?
On the local median income of $79,836 ($6,653 a month before tax), the 50/30/20 rule leaves $3,327 a month for needs like rent, utilities and groceries, $1,996 for everything else and $1,331 for savings or debt. A two-bedroom at $1,103 takes 33% of the needs share.
How much is the electric bill in Baker County, FL?
Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.