Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Baker County, GA

Prices around Baker County, GA run 3.7% below the U.S. average (BEA, Georgia). The typical household there earns $46,012 a year, and HUD puts a two-bedroom at $973 a month. Keeping that rent under 30% of income takes about $38,920 a year.

Baker County, GA at a glance

Median household income

$46,012$3,834 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$973HUD FY2026 Fair Market Rent
Price level (U.S. = 100)96.3-3.7% · BEA, Georgia
Electricity16.4¢per kWh · EIA Residential GA
Population2,790Census ACS 5-year estimate

How much rent can you afford in Baker County, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$973Monthly market rent
Share of gross income25.4%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$1,150At 30% of $46,012
0%30% (Affordability standard)100%
Compare against:

How much is rent in Baker County, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Baker County, GA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Baker County, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$765$9,180$30,60020%
1-Bedroom Apartment$770$9,240$30,80020.1%
2-Bedroom ApartmentBenchmark$973$11,676$38,92025.4%
3-Bedroom Home$1,353$16,236$54,12035.3%
4-Bedroom Home$1,395$16,740$55,80036.4%

Rent in Baker County, GA, with the wage each unit needs →

What a typical income covers in Baker County, GA

The 50/30/20 rule applied to the local median of $46,012 a year ($3,834 a month before tax).

Needs (50%)$1,917/moRent ($973 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,150/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$767/moEmergency fund, retirement, paying down loans

What $46,012 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$46,012
$15,000$95,000
Filing status:
Gross salary breakdown$46,012
Net 82%
Fed 7%
GA 3%
FICA 8%
Annual take-home$37,603After all taxes
Monthly deposit$3,134Estimated per month
Biweekly paycheck$1,446Every 2 weeks (26/yr)
Effective tax rate18.3%Total tax burden
Federal income tax$3,341 / yr
Georgia state income tax$1,548 / yr
FICA (Social Security & Medicare)$3,520 / yr

Living in Baker County, GA: common questions

What is the median household income in Baker County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Baker County, GA is $46,012 per year (approximately $3,834 per month).

What is the average rent in Baker County, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $765 for a studio, $770 for one bedroom, $973 for two, $1,353 for three and $1,395 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Baker County, GA expensive to live in?

Prices there run 3.7% below the U.S. average. BEA's regional price parity for Georgia is 96.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Baker County, GA?

To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 85% of what the typical household in Baker County, GA earns.

How much do you need to live comfortably in Baker County, GA?

On the local median income of $46,012 ($3,834 a month before tax), the 50/30/20 rule leaves $1,917 a month for needs like rent, utilities and groceries, $1,150 for everything else and $767 for savings or debt. A two-bedroom at $973 takes 51% of the needs share.

How much is the electric bill in Baker County, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.