Oregon · Census, HUD and BEA figures · Updated

Cost of Living in Baker County, OR

Prices around Baker County, OR run 3.4% above the U.S. average (BEA, Oregon). The typical household there earns $60,936 a year, and HUD puts a two-bedroom at $1,047 a month. Keeping that rent under 30% of income takes about $41,880 a year.

Baker County, OR at a glance

Median household income

$60,936$5,078 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,047HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.4+3.4% · BEA, Oregon
Electricity16.3¢per kWh · EIA Residential OR
Population16,840Census ACS 5-year estimate

How much rent can you afford in Baker County, OR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,047Monthly market rent
Share of gross income20.6%Recommended max: 30%
Annual income needed$41,880To meet the 30% standard
Max affordable rent$1,523At 30% of $60,936
0%30% (Affordability standard)100%
Compare against:

How much is rent in Baker County, OR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Baker County, OR, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Baker County, OR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$761$9,132$30,44015%
1-Bedroom Apartment$898$10,776$35,92017.7%
2-Bedroom ApartmentBenchmark$1,047$12,564$41,88020.6%
3-Bedroom Home$1,456$17,472$58,24028.7%
4-Bedroom Home$1,756$21,072$70,24034.6%

Rent in Baker County, OR, with the wage each unit needs →

What a typical income covers in Baker County, OR

The 50/30/20 rule applied to the local median of $60,936 a year ($5,078 a month before tax).

Needs (50%)$2,539/moRent ($1,047 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,523/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,016/moEmergency fund, retirement, paying down loans

What $60,936 leaves after Oregon taxes

Federal income tax, Social Security, Medicare and Oregon tax on the local median income. Change the salary to see yours.

$60,936
$20,000$125,000
Filing status:
Gross salary breakdown$60,936
Net 77%
Fed 8%
OR 7%
FICA 8%
Annual take-home$47,073After all taxes
Monthly deposit$3,923Estimated per month
Biweekly paycheck$1,811Every 2 weeks (26/yr)
Effective tax rate22.8%Total tax burden
Federal income tax$5,132 / yr
Oregon state income tax$4,069 / yr
FICA (Social Security & Medicare)$4,662 / yr

Living in Baker County, OR: common questions

What is the median household income in Baker County, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Baker County, OR is $60,936 per year (approximately $5,078 per month).

What is the average rent in Baker County, OR?

The closest official figure is HUD's Fair Market Rent for 2026: $761 for a studio, $898 for one bedroom, $1,047 for two, $1,456 for three and $1,756 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Baker County, OR expensive to live in?

Prices there run 3.4% above the U.S. average. BEA's regional price parity for Oregon is 103.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Baker County, OR?

To keep a $1,047 two-bedroom under 30% of gross income, a household needs about $41,880 a year, or $3,490 a month. That is 69% of what the typical household in Baker County, OR earns.

How much do you need to live comfortably in Baker County, OR?

On the local median income of $60,936 ($5,078 a month before tax), the 50/30/20 rule leaves $2,539 a month for needs like rent, utilities and groceries, $1,523 for everything else and $1,016 for savings or debt. A two-bedroom at $1,047 takes 41% of the needs share.

How much is the electric bill in Baker County, OR?

Homes in Oregon paid 16.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.