California · Census, HUD and BEA figures · Updated

Cost of Living in Bakersfield, CA

Prices around Bakersfield, CA run 0.9% above the U.S. average (BEA, the metro area). The typical household there earns $80,540 a year, and HUD puts a two-bedroom at $1,483 a month. Keeping that rent under 30% of income takes about $59,320 a year.

Bakersfield, CA at a glance

Median household income

$80,540$6,712 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,483HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.9+0.9% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population411,986Census ACS 5-year estimate

How much rent can you afford in Bakersfield, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,483Monthly market rent
Share of gross income22.1%Recommended max: 30%
Annual income needed$59,320To meet the 30% standard
Max affordable rent$2,014At 30% of $80,540
0%30% (Affordability standard)100%
Compare against:

How much is rent in Bakersfield, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Bakersfield-Delano, CA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Bakersfield, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,132$13,584$45,28016.9%
1-Bedroom Apartment$1,140$13,680$45,60017%
2-Bedroom ApartmentBenchmark$1,483$17,796$59,32022.1%
3-Bedroom Home$2,062$24,744$82,48030.7%
4-Bedroom Home$2,488$29,856$99,52037.1%

Rent in Bakersfield, CA, with the wage each unit needs →

What a typical income covers in Bakersfield, CA

The 50/30/20 rule applied to the local median of $80,540 a year ($6,712 a month before tax).

Needs (50%)$3,356/moRent ($1,483 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$2,014/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,342/moEmergency fund, retirement, paying down loans

What $80,540 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$80,540
$30,000$165,000
Filing status:
Gross salary breakdown$80,540
Net 77%
Fed 11%
CA 4%
FICA 8%
Annual take-home$62,245After all taxes
Monthly deposit$5,187Estimated per month
Biweekly paycheck$2,394Every 2 weeks (26/yr)
Effective tax rate22.7%Total tax burden
Federal income tax$8,889 / yr
California state income tax$3,245 / yr
FICA (Social Security & Medicare)$6,161 / yr

Living in Bakersfield, CA: common questions

What is the median household income in Bakersfield, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bakersfield, CA is $80,540 per year (approximately $6,712 per month).

What is the average rent in Bakersfield, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,132 for a studio, $1,140 for one bedroom, $1,483 for two, $2,062 for three and $2,488 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Bakersfield, CA expensive to live in?

Prices there run 0.9% above the U.S. average. BEA's regional price parity for the metro area is 100.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Bakersfield, CA?

To keep a $1,483 two-bedroom under 30% of gross income, a household needs about $59,320 a year, or $4,943 a month. That is 74% of what the typical household in Bakersfield, CA earns.

How much do you need to live comfortably in Bakersfield, CA?

On the local median income of $80,540 ($6,712 a month before tax), the 50/30/20 rule leaves $3,356 a month for needs like rent, utilities and groceries, $2,014 for everything else and $1,342 for savings or debt. A two-bedroom at $1,483 takes 44% of the needs share.

How much is the electric bill in Bakersfield, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.