Texas · Census, HUD and BEA figures · Updated

Cost of Living in Bandera County, TX

Prices around Bandera County, TX run 5.3% below the U.S. average (BEA, the metro area). The typical household there earns $75,813 a year, and HUD puts a two-bedroom at $1,426 a month. Keeping that rent under 30% of income takes about $57,040 a year.

Bandera County, TX at a glance

Median household income

$75,813$6,318 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,426HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.7-5.3% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population22,021Census ACS 5-year estimate

How much rent can you afford in Bandera County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,426Monthly market rent
Share of gross income22.6%Recommended max: 30%
Annual income needed$57,040To meet the 30% standard
Max affordable rent$1,895At 30% of $75,813
0%30% (Affordability standard)100%
Compare against:

How much is rent in Bandera County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for San Antonio-New Braunfels, TX HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Bandera County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,077$12,924$43,08017%
1-Bedroom Apartment$1,177$14,124$47,08018.6%
2-Bedroom ApartmentBenchmark$1,426$17,112$57,04022.6%
3-Bedroom Home$1,830$21,960$73,20029%
4-Bedroom Home$2,132$25,584$85,28033.7%

Rent in Bandera County, TX, with the wage each unit needs →

What a typical income covers in Bandera County, TX

The 50/30/20 rule applied to the local median of $75,813 a year ($6,318 a month before tax).

Needs (50%)$3,159/moRent ($1,426 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,895/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,264/moEmergency fund, retirement, paying down loans

What $75,813 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$75,813
$30,000$155,000
Filing status:
Gross salary breakdown$75,813
Net 82%
Fed 10%
FICA 8%
Annual take-home$62,164After all taxes
Monthly deposit$5,180Estimated per month
Biweekly paycheck$2,391Every 2 weeks (26/yr)
Effective tax rate18%Total tax burden
Federal income tax$7,849 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,800 / yr

Living in Bandera County, TX: common questions

What is the median household income in Bandera County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bandera County, TX is $75,813 per year (approximately $6,318 per month).

What is the average rent in Bandera County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $1,077 for a studio, $1,177 for one bedroom, $1,426 for two, $1,830 for three and $2,132 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Bandera County, TX expensive to live in?

Prices there run 5.3% below the U.S. average. BEA's regional price parity for the metro area is 94.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Bandera County, TX?

To keep a $1,426 two-bedroom under 30% of gross income, a household needs about $57,040 a year, or $4,753 a month. That is 75% of what the typical household in Bandera County, TX earns.

How much do you need to live comfortably in Bandera County, TX?

On the local median income of $75,813 ($6,318 a month before tax), the 50/30/20 rule leaves $3,159 a month for needs like rent, utilities and groceries, $1,895 for everything else and $1,264 for savings or debt. A two-bedroom at $1,426 takes 45% of the needs share.

How much is the electric bill in Bandera County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.