Arkansas · Census, HUD and BEA figures · Updated

Cost of Living in Baxter County, AR

Prices around Baxter County, AR run 13.1% below the U.S. average (BEA, Arkansas). The typical household there earns $48,452 a year, and HUD puts a two-bedroom at $964 a month. Keeping that rent under 30% of income takes about $38,560 a year.

Baxter County, AR at a glance

Median household income

$48,452$4,038 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$964HUD FY2026 Fair Market Rent
Price level (U.S. = 100)86.9-13.1% · BEA, Arkansas
Electricity14.1¢per kWh · EIA Residential AR
Population42,407Census ACS 5-year estimate

How much rent can you afford in Baxter County, AR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$964Monthly market rent
Share of gross income23.9%Recommended max: 30%
Annual income needed$38,560To meet the 30% standard
Max affordable rent$1,211At 30% of $48,452
0%30% (Affordability standard)100%
Compare against:

How much is rent in Baxter County, AR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Baxter County, AR, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Baxter County, AR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$730$8,760$29,20018.1%
1-Bedroom Apartment$735$8,820$29,40018.2%
2-Bedroom ApartmentBenchmark$964$11,568$38,56023.9%
3-Bedroom Home$1,274$15,288$50,96031.6%
4-Bedroom Home$1,276$15,312$51,04031.6%

Rent in Baxter County, AR, with the wage each unit needs →

What a typical income covers in Baxter County, AR

The 50/30/20 rule applied to the local median of $48,452 a year ($4,038 a month before tax).

Needs (50%)$2,019/moRent ($964 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,211/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$808/moEmergency fund, retirement, paying down loans

What $48,452 leaves after Arkansas taxes

Federal income tax, Social Security, Medicare and Arkansas tax on the local median income. Change the salary to see yours.

$48,452
$15,000$100,000
Filing status:
Gross salary breakdown$48,452
Net 82%
Fed 8%
AR 3%
FICA 8%
Annual take-home$39,767After all taxes
Monthly deposit$3,314Estimated per month
Biweekly paycheck$1,529Every 2 weeks (26/yr)
Effective tax rate17.9%Total tax burden
Federal income tax$3,634 / yr
Arkansas state income tax$1,344 / yr
FICA (Social Security & Medicare)$3,707 / yr

Living in Baxter County, AR: common questions

What is the median household income in Baxter County, AR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Baxter County, AR is $48,452 per year (approximately $4,038 per month).

What is the average rent in Baxter County, AR?

The closest official figure is HUD's Fair Market Rent for 2026: $730 for a studio, $735 for one bedroom, $964 for two, $1,274 for three and $1,276 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Baxter County, AR expensive to live in?

Prices there run 13.1% below the U.S. average. BEA's regional price parity for Arkansas is 86.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Baxter County, AR?

To keep a $964 two-bedroom under 30% of gross income, a household needs about $38,560 a year, or $3,213 a month. That is 80% of what the typical household in Baxter County, AR earns.

How much do you need to live comfortably in Baxter County, AR?

On the local median income of $48,452 ($4,038 a month before tax), the 50/30/20 rule leaves $2,019 a month for needs like rent, utilities and groceries, $1,211 for everything else and $808 for savings or debt. A two-bedroom at $964 takes 48% of the needs share.

How much is the electric bill in Baxter County, AR?

Homes in Arkansas paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.