Ohio · Census, HUD and BEA figures · Updated

Cost of Living in Beavercreek, OH

Prices around Beavercreek, OH run 7.3% below the U.S. average (BEA, the metro area). The typical household there earns $110,088 a year, and HUD puts a two-bedroom at $1,273 a month. Keeping that rent under 30% of income takes about $50,920 a year.

Beavercreek, OH at a glance

Median household income

$110,088$9,174 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,273HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.7-7.3% · BEA, the metro area
Electricity19.2¢per kWh · EIA Residential OH
Population47,126Census ACS 5-year estimate

How much rent can you afford in Beavercreek, OH?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,273Monthly market rent
Share of gross income13.9%Recommended max: 30%
Annual income needed$50,920To meet the 30% standard
Max affordable rent$2,752At 30% of $110,088
0%30% (Affordability standard)100%
Compare against:

How much is rent in Beavercreek, OH? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Dayton-Kettering-Beavercreek, OH MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Beavercreek, OH, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$928$11,136$37,12010.1%
1-Bedroom Apartment$1,009$12,108$40,36011%
2-Bedroom ApartmentBenchmark$1,273$15,276$50,92013.9%
3-Bedroom Home$1,651$19,812$66,04018%
4-Bedroom Home$1,817$21,804$72,68019.8%

Rent in Beavercreek, OH, with the wage each unit needs →

What a typical income covers in Beavercreek, OH

The 50/30/20 rule applied to the local median of $110,088 a year ($9,174 a month before tax).

Needs (50%)$4,587/moRent ($1,273 2-BR), utilities (~$173/mo), groceries, transit
Wants (30%)$2,752/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,835/moEmergency fund, retirement, paying down loans

What $110,088 leaves after Ohio taxes

Federal income tax, Social Security, Medicare and Ohio tax on the local median income. Change the salary to see yours.

$110,088
$40,000$225,000
Filing status:
Gross salary breakdown$110,088
Net 76%
Fed 14%
OH 2%
FICA 8%
Annual take-home$83,686After all taxes
Monthly deposit$6,974Estimated per month
Biweekly paycheck$3,219Every 2 weeks (26/yr)
Effective tax rate24%Total tax burden
Federal income tax$15,389 / yr
Ohio state income tax$2,591 / yr
FICA (Social Security & Medicare)$8,422 / yr

Living in Beavercreek, OH: common questions

What is the median household income in Beavercreek, OH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Beavercreek, OH is $110,088 per year (approximately $9,174 per month).

What is the average rent in Beavercreek, OH?

The closest official figure is HUD's Fair Market Rent for 2026: $928 for a studio, $1,009 for one bedroom, $1,273 for two, $1,651 for three and $1,817 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Beavercreek, OH expensive to live in?

Prices there run 7.3% below the U.S. average. BEA's regional price parity for the metro area is 92.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Beavercreek, OH?

To keep a $1,273 two-bedroom under 30% of gross income, a household needs about $50,920 a year, or $4,243 a month. That is 46% of what the typical household in Beavercreek, OH earns.

How much do you need to live comfortably in Beavercreek, OH?

On the local median income of $110,088 ($9,174 a month before tax), the 50/30/20 rule leaves $4,587 a month for needs like rent, utilities and groceries, $2,752 for everything else and $1,835 for savings or debt. A two-bedroom at $1,273 takes 28% of the needs share.

How much is the electric bill in Beavercreek, OH?

Homes in Ohio paid 19.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $173. Your bill depends mostly on heating and cooling.