Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Beckham County, OK

Prices around Beckham County, OK run 12.2% below the U.S. average (BEA, Oklahoma). The typical household there earns $53,328 a year, and HUD puts a two-bedroom at $1,048 a month. Keeping that rent under 30% of income takes about $41,920 a year.

Beckham County, OK at a glance

Median household income

$53,328$4,444 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,048HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Oklahoma
Electricity14.3¢per kWh · EIA Residential OK
Population22,148Census ACS 5-year estimate

How much rent can you afford in Beckham County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,048Monthly market rent
Share of gross income23.6%Recommended max: 30%
Annual income needed$41,920To meet the 30% standard
Max affordable rent$1,333At 30% of $53,328
0%30% (Affordability standard)100%
Compare against:

How much is rent in Beckham County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Beckham County, OK, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Beckham County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$788$9,456$31,52017.7%
1-Bedroom Apartment$799$9,588$31,96018%
2-Bedroom ApartmentBenchmark$1,048$12,576$41,92023.6%
3-Bedroom Home$1,257$15,084$50,28028.3%
4-Bedroom Home$1,502$18,024$60,08033.8%

Rent in Beckham County, OK, with the wage each unit needs →

What a typical income covers in Beckham County, OK

The 50/30/20 rule applied to the local median of $53,328 a year ($4,444 a month before tax).

Needs (50%)$2,222/moRent ($1,048 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,333/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$889/moEmergency fund, retirement, paying down loans

What $53,328 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$53,328
$20,000$110,000
Filing status:
Gross salary breakdown$53,328
Net 81%
Fed 8%
OK 3%
FICA 8%
Annual take-home$43,175After all taxes
Monthly deposit$3,598Estimated per month
Biweekly paycheck$1,661Every 2 weeks (26/yr)
Effective tax rate19%Total tax burden
Federal income tax$4,219 / yr
Oklahoma state income tax$1,854 / yr
FICA (Social Security & Medicare)$4,080 / yr

Living in Beckham County, OK: common questions

What is the median household income in Beckham County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Beckham County, OK is $53,328 per year (approximately $4,444 per month).

What is the average rent in Beckham County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $788 for a studio, $799 for one bedroom, $1,048 for two, $1,257 for three and $1,502 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Beckham County, OK expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Beckham County, OK?

To keep a $1,048 two-bedroom under 30% of gross income, a household needs about $41,920 a year, or $3,493 a month. That is 79% of what the typical household in Beckham County, OK earns.

How much do you need to live comfortably in Beckham County, OK?

On the local median income of $53,328 ($4,444 a month before tax), the 50/30/20 rule leaves $2,222 a month for needs like rent, utilities and groceries, $1,333 for everything else and $889 for savings or debt. A two-bedroom at $1,048 takes 47% of the needs share.

How much is the electric bill in Beckham County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.