New Hampshire · Census, HUD and BEA figures · Updated

Cost of Living in Belknap County, NH

Prices around Belknap County, NH run 4.2% above the U.S. average (BEA, New Hampshire). The typical household there earns $92,783 a year, and HUD puts a two-bedroom at $1,800 a month. Keeping that rent under 30% of income takes about $72,000 a year.

Belknap County, NH at a glance

Median household income

$92,783$7,732 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,800HUD FY2026 Fair Market Rent
Price level (U.S. = 100)104.2+4.2% · BEA, New Hampshire
Electricity27¢per kWh · EIA Residential NH
Population64,659Census ACS 5-year estimate

How much rent can you afford in Belknap County, NH?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,800Monthly market rent
Share of gross income23.3%Recommended max: 30%
Annual income needed$72,000To meet the 30% standard
Max affordable rent$2,320At 30% of $92,783
0%30% (Affordability standard)100%
Compare against:

How much is rent in Belknap County, NH? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Belknap County, NH, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Belknap County, NH, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,241$14,892$49,64016.1%
1-Bedroom Apartment$1,425$17,100$57,00018.4%
2-Bedroom ApartmentBenchmark$1,800$21,600$72,00023.3%
3-Bedroom Home$2,219$26,628$88,76028.7%
4-Bedroom Home$2,676$32,112$107,04034.6%

Rent in Belknap County, NH, with the wage each unit needs →

What a typical income covers in Belknap County, NH

The 50/30/20 rule applied to the local median of $92,783 a year ($7,732 a month before tax).

Needs (50%)$3,866/moRent ($1,800 2-BR), utilities (~$243/mo), groceries, transit
Wants (30%)$2,320/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,546/moEmergency fund, retirement, paying down loans

What $92,783 leaves after New Hampshire taxes

Federal income tax, Social Security, Medicare and New Hampshire tax on the local median income. Change the salary to see yours.

$92,783
$35,000$190,000
Filing status:
Gross salary breakdown$92,783
Net 80%
Fed 12%
FICA 8%
Annual take-home$74,103After all taxes
Monthly deposit$6,175Estimated per month
Biweekly paycheck$2,850Every 2 weeks (26/yr)
Effective tax rate20.1%Total tax burden
Federal income tax$11,582 / yr
New Hampshire state income taxNo state wage tax$0
FICA (Social Security & Medicare)$7,098 / yr

Living in Belknap County, NH: common questions

What is the median household income in Belknap County, NH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Belknap County, NH is $92,783 per year (approximately $7,732 per month).

What is the average rent in Belknap County, NH?

The closest official figure is HUD's Fair Market Rent for 2026: $1,241 for a studio, $1,425 for one bedroom, $1,800 for two, $2,219 for three and $2,676 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Belknap County, NH expensive to live in?

Prices there run 4.2% above the U.S. average. BEA's regional price parity for New Hampshire is 104.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Belknap County, NH?

To keep a $1,800 two-bedroom under 30% of gross income, a household needs about $72,000 a year, or $6,000 a month. That is 78% of what the typical household in Belknap County, NH earns.

How much do you need to live comfortably in Belknap County, NH?

On the local median income of $92,783 ($7,732 a month before tax), the 50/30/20 rule leaves $3,866 a month for needs like rent, utilities and groceries, $2,320 for everything else and $1,546 for savings or debt. A two-bedroom at $1,800 takes 47% of the needs share.

How much is the electric bill in Belknap County, NH?

Homes in New Hampshire paid 27¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $243. Your bill depends mostly on heating and cooling.