Idaho · Census, HUD and BEA figures · Updated

Cost of Living in Bonner County, ID

Prices around Bonner County, ID run 4.5% below the U.S. average (BEA, Idaho). The typical household there earns $66,979 a year, and HUD puts a two-bedroom at $1,257 a month. Keeping that rent under 30% of income takes about $50,280 a year.

Bonner County, ID at a glance

Median household income

$66,979$5,582 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,257HUD FY2026 Fair Market Rent
Price level (U.S. = 100)95.5-4.5% · BEA, Idaho
Electricity14.4¢per kWh · EIA Residential ID
Population51,049Census ACS 5-year estimate

How much rent can you afford in Bonner County, ID?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,257Monthly market rent
Share of gross income22.5%Recommended max: 30%
Annual income needed$50,280To meet the 30% standard
Max affordable rent$1,674At 30% of $66,979
0%30% (Affordability standard)100%
Compare against:

How much is rent in Bonner County, ID? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Bonner County, ID, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Bonner County, ID, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$952$11,424$38,08017.1%
1-Bedroom Apartment$958$11,496$38,32017.2%
2-Bedroom ApartmentBenchmark$1,257$15,084$50,28022.5%
3-Bedroom Home$1,748$20,976$69,92031.3%
4-Bedroom Home$1,903$22,836$76,12034.1%

Rent in Bonner County, ID, with the wage each unit needs →

What a typical income covers in Bonner County, ID

The 50/30/20 rule applied to the local median of $66,979 a year ($5,582 a month before tax).

Needs (50%)$2,791/moRent ($1,257 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,674/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,116/moEmergency fund, retirement, paying down loans

What $66,979 leaves after Idaho taxes

Federal income tax, Social Security, Medicare and Idaho tax on the local median income. Change the salary to see yours.

$66,979
$25,000$135,000
Filing status:
Gross salary breakdown$66,979
Net 80%
Fed 9%
ID 4%
FICA 8%
Annual take-home$53,490After all taxes
Monthly deposit$4,457Estimated per month
Biweekly paycheck$2,057Every 2 weeks (26/yr)
Effective tax rate20.1%Total tax burden
Federal income tax$5,905 / yr
Idaho state income tax$2,460 / yr
FICA (Social Security & Medicare)$5,124 / yr

Living in Bonner County, ID: common questions

What is the median household income in Bonner County, ID?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bonner County, ID is $66,979 per year (approximately $5,582 per month).

What is the average rent in Bonner County, ID?

The closest official figure is HUD's Fair Market Rent for 2026: $952 for a studio, $958 for one bedroom, $1,257 for two, $1,748 for three and $1,903 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Bonner County, ID expensive to live in?

Prices there run 4.5% below the U.S. average. BEA's regional price parity for Idaho is 95.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Bonner County, ID?

To keep a $1,257 two-bedroom under 30% of gross income, a household needs about $50,280 a year, or $4,190 a month. That is 75% of what the typical household in Bonner County, ID earns.

How much do you need to live comfortably in Bonner County, ID?

On the local median income of $66,979 ($5,582 a month before tax), the 50/30/20 rule leaves $2,791 a month for needs like rent, utilities and groceries, $1,674 for everything else and $1,116 for savings or debt. A two-bedroom at $1,257 takes 45% of the needs share.

How much is the electric bill in Bonner County, ID?

Homes in Idaho paid 14.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.