Colorado · Census, HUD and BEA figures · Updated

Cost of Living in Boulder County, CO

Prices around Boulder County, CO run 5.2% above the U.S. average (BEA, the metro area). The typical household there earns $103,994 a year, and HUD puts a two-bedroom at $2,124 a month. Keeping that rent under 30% of income takes about $84,960 a year.

Boulder County, CO at a glance

Median household income

$103,994$8,666 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,124HUD FY2026 Fair Market Rent
Price level (U.S. = 100)105.2+5.2% · BEA, the metro area
Electricity17.1¢per kWh · EIA Residential CO
Population328,961Census ACS 5-year estimate

How much rent can you afford in Boulder County, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,124Monthly market rent
Share of gross income24.5%Recommended max: 30%
Annual income needed$84,960To meet the 30% standard
Max affordable rent$2,600At 30% of $103,994
0%30% (Affordability standard)100%
Compare against:

How much is rent in Boulder County, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Boulder, CO MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Boulder County, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,553$18,636$62,12017.9%
1-Bedroom Apartment$1,795$21,540$71,80020.7%
2-Bedroom ApartmentBenchmark$2,124$25,488$84,96024.5%
3-Bedroom Home$2,820$33,840$112,80032.5%
4-Bedroom Home$3,239$38,868$129,56037.4%

Rent in Boulder County, CO, with the wage each unit needs →

What a typical income covers in Boulder County, CO

The 50/30/20 rule applied to the local median of $103,994 a year ($8,666 a month before tax).

Needs (50%)$4,333/moRent ($2,124 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$2,600/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,733/moEmergency fund, retirement, paying down loans

What $103,994 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$103,994
$40,000$210,000
Filing status:
Gross salary breakdown$103,994
Net 75%
Fed 14%
CO 4%
FICA 8%
Annual take-home$78,122After all taxes
Monthly deposit$6,510Estimated per month
Biweekly paycheck$3,005Every 2 weeks (26/yr)
Effective tax rate24.9%Total tax burden
Federal income tax$14,049 / yr
Colorado state income tax$3,867 / yr
FICA (Social Security & Medicare)$7,956 / yr

Living in Boulder County, CO: common questions

What is the median household income in Boulder County, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Boulder County, CO is $103,994 per year (approximately $8,666 per month).

What is the average rent in Boulder County, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $1,553 for a studio, $1,795 for one bedroom, $2,124 for two, $2,820 for three and $3,239 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Boulder County, CO expensive to live in?

Prices there run 5.2% above the U.S. average. BEA's regional price parity for the metro area is 105.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Boulder County, CO?

To keep a $2,124 two-bedroom under 30% of gross income, a household needs about $84,960 a year, or $7,080 a month. That is 82% of what the typical household in Boulder County, CO earns.

How much do you need to live comfortably in Boulder County, CO?

On the local median income of $103,994 ($8,666 a month before tax), the 50/30/20 rule leaves $4,333 a month for needs like rent, utilities and groceries, $2,600 for everything else and $1,733 for savings or debt. A two-bedroom at $2,124 takes 49% of the needs share.

How much is the electric bill in Boulder County, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.