Boyd County, KY at a glance
Median household income
$61,118$5,093 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Boyd County, KY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Boyd County, KY? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Huntington-Ashland, WV-KY-OH HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $848 | $10,176 | $33,920 | 16.6% |
| 1-Bedroom Apartment | $853 | $10,236 | $34,120 | 16.7% |
| 2-Bedroom ApartmentBenchmark | $973 | $11,676 | $38,920 | 19.1% |
| 3-Bedroom Home | $1,249 | $14,988 | $49,960 | 24.5% |
| 4-Bedroom Home | $1,410 | $16,920 | $56,400 | 27.7% |
What a typical income covers in Boyd County, KY
The 50/30/20 rule applied to the local median of $61,118 a year ($5,093 a month before tax).
What $61,118 leaves after Kentucky taxes
Federal income tax, Social Security, Medicare and Kentucky tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Kentucky
Living in Boyd County, KY: common questions
What is the median household income in Boyd County, KY?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Boyd County, KY is $61,118 per year (approximately $5,093 per month).
What is the average rent in Boyd County, KY?
The closest official figure is HUD's Fair Market Rent for 2026: $848 for a studio, $853 for one bedroom, $973 for two, $1,249 for three and $1,410 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Boyd County, KY expensive to live in?
Prices there run 11.6% below the U.S. average. BEA's regional price parity for the metro area is 88.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Boyd County, KY?
To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 64% of what the typical household in Boyd County, KY earns.
How much do you need to live comfortably in Boyd County, KY?
On the local median income of $61,118 ($5,093 a month before tax), the 50/30/20 rule leaves $2,547 a month for needs like rent, utilities and groceries, $1,528 for everything else and $1,019 for savings or debt. A two-bedroom at $973 takes 38% of the needs share.
How much is the electric bill in Boyd County, KY?
Homes in Kentucky paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $128. Your bill depends mostly on heating and cooling.