Florida · Census, HUD and BEA figures · Updated

Cost of Living in Bradenton, FL

Prices around Bradenton, FL run 2.4% above the U.S. average (BEA, the metro area). The typical household there earns $60,822 a year, and HUD puts a two-bedroom at $1,958 a month. Keeping that rent under 30% of income takes about $78,320 a year.

Bradenton, FL at a glance

Median household income

$60,822$5,069 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,958HUD FY2026 Fair Market Rent
Price level (U.S. = 100)102.4+2.4% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential FL
Population57,014Census ACS 5-year estimate

How much rent can you afford in Bradenton, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,958Monthly market rent
Share of gross income38.6%Recommended max: 30%
Annual income needed$78,320To meet the 30% standard
Max affordable rent$1,521At 30% of $60,822
0%30% (Affordability standard)100%
Compare against:

How much is rent in Bradenton, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for North Port-Bradenton-Sarasota, FL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Bradenton, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,418$17,016$56,72028%
1-Bedroom Apartment$1,686$20,232$67,44033.3%
2-Bedroom ApartmentBenchmark$1,958$23,496$78,32038.6%
3-Bedroom Home$2,537$30,444$101,48050.1%
4-Bedroom Home$3,027$36,324$121,08059.7%

Rent in Bradenton, FL, with the wage each unit needs →

What a typical income covers in Bradenton, FL

The 50/30/20 rule applied to the local median of $60,822 a year ($5,069 a month before tax).

Needs (50%)$2,534/moRent ($1,958 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,521/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,014/moEmergency fund, retirement, paying down loans

What $60,822 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$60,822
$20,000$125,000
Filing status:
Gross salary breakdown$60,822
Net 84%
Fed 8%
FICA 8%
Annual take-home$51,050After all taxes
Monthly deposit$4,254Estimated per month
Biweekly paycheck$1,963Every 2 weeks (26/yr)
Effective tax rate16.1%Total tax burden
Federal income tax$5,119 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,653 / yr

Living in Bradenton, FL: common questions

What is the median household income in Bradenton, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bradenton, FL is $60,822 per year (approximately $5,069 per month).

What is the average rent in Bradenton, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,418 for a studio, $1,686 for one bedroom, $1,958 for two, $2,537 for three and $3,027 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Bradenton, FL expensive to live in?

Prices there run 2.4% above the U.S. average. BEA's regional price parity for the metro area is 102.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Bradenton, FL?

To keep a $1,958 two-bedroom under 30% of gross income, a household needs about $78,320 a year, or $6,527 a month. That is 129% of what the typical household in Bradenton, FL earns.

How much do you need to live comfortably in Bradenton, FL?

On the local median income of $60,822 ($5,069 a month before tax), the 50/30/20 rule leaves $2,534 a month for needs like rent, utilities and groceries, $1,521 for everything else and $1,014 for savings or debt. A two-bedroom at $1,958 takes 77% of the needs share.

How much is the electric bill in Bradenton, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.