Florida · Census, HUD and BEA figures · Updated

Cost of Living in Bradford County, FL

Prices around Bradford County, FL run 3.4% above the U.S. average (BEA, Florida). The typical household there earns $63,050 a year, and HUD puts a two-bedroom at $1,120 a month. Keeping that rent under 30% of income takes about $44,800 a year.

Bradford County, FL at a glance

Median household income

$63,050$5,254 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,120HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.4+3.4% · BEA, Florida
Electricity15.1¢per kWh · EIA Residential FL
Population27,885Census ACS 5-year estimate

How much rent can you afford in Bradford County, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,120Monthly market rent
Share of gross income21.3%Recommended max: 30%
Annual income needed$44,800To meet the 30% standard
Max affordable rent$1,576At 30% of $63,050
0%30% (Affordability standard)100%
Compare against:

How much is rent in Bradford County, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Bradford County, FL, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Bradford County, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$976$11,712$39,04018.6%
1-Bedroom Apartment$1,022$12,264$40,88019.5%
2-Bedroom ApartmentBenchmark$1,120$13,440$44,80021.3%
3-Bedroom Home$1,433$17,196$57,32027.3%
4-Bedroom Home$1,879$22,548$75,16035.8%

Rent in Bradford County, FL, with the wage each unit needs →

What a typical income covers in Bradford County, FL

The 50/30/20 rule applied to the local median of $63,050 a year ($5,254 a month before tax).

Needs (50%)$2,627/moRent ($1,120 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,576/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,051/moEmergency fund, retirement, paying down loans

What $63,050 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$63,050
$25,000$130,000
Filing status:
Gross salary breakdown$63,050
Net 84%
Fed 9%
FICA 8%
Annual take-home$52,841After all taxes
Monthly deposit$4,403Estimated per month
Biweekly paycheck$2,032Every 2 weeks (26/yr)
Effective tax rate16.2%Total tax burden
Federal income tax$5,386 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,823 / yr

Living in Bradford County, FL: common questions

What is the median household income in Bradford County, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bradford County, FL is $63,050 per year (approximately $5,254 per month).

What is the average rent in Bradford County, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $976 for a studio, $1,022 for one bedroom, $1,120 for two, $1,433 for three and $1,879 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Bradford County, FL expensive to live in?

Prices there run 3.4% above the U.S. average. BEA's regional price parity for Florida is 103.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Bradford County, FL?

To keep a $1,120 two-bedroom under 30% of gross income, a household needs about $44,800 a year, or $3,733 a month. That is 71% of what the typical household in Bradford County, FL earns.

How much do you need to live comfortably in Bradford County, FL?

On the local median income of $63,050 ($5,254 a month before tax), the 50/30/20 rule leaves $2,627 a month for needs like rent, utilities and groceries, $1,576 for everything else and $1,051 for savings or debt. A two-bedroom at $1,120 takes 43% of the needs share.

How much is the electric bill in Bradford County, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.