Bradley County, TN at a glance
Median household income
$66,552$5,546 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Bradley County, TN?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Bradley County, TN? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Cleveland, TN MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $850 | $10,200 | $34,000 | 15.3% |
| 1-Bedroom Apartment | $940 | $11,280 | $37,600 | 16.9% |
| 2-Bedroom ApartmentBenchmark | $1,233 | $14,796 | $49,320 | 22.2% |
| 3-Bedroom Home | $1,584 | $19,008 | $63,360 | 28.6% |
| 4-Bedroom Home | $1,633 | $19,596 | $65,320 | 29.4% |
What a typical income covers in Bradley County, TN
The 50/30/20 rule applied to the local median of $66,552 a year ($5,546 a month before tax).
What $66,552 leaves after Tennessee taxes
Federal income tax, Social Security, Medicare and Tennessee tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Tennessee
Living in Bradley County, TN: common questions
What is the median household income in Bradley County, TN?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bradley County, TN is $66,552 per year (approximately $5,546 per month).
What is the average rent in Bradley County, TN?
The closest official figure is HUD's Fair Market Rent for 2026: $850 for a studio, $940 for one bedroom, $1,233 for two, $1,584 for three and $1,633 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Bradley County, TN expensive to live in?
Prices there run 11.9% below the U.S. average. BEA's regional price parity for the metro area is 88.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Bradley County, TN?
To keep a $1,233 two-bedroom under 30% of gross income, a household needs about $49,320 a year, or $4,110 a month. That is 74% of what the typical household in Bradley County, TN earns.
How much do you need to live comfortably in Bradley County, TN?
On the local median income of $66,552 ($5,546 a month before tax), the 50/30/20 rule leaves $2,773 a month for needs like rent, utilities and groceries, $1,664 for everything else and $1,109 for savings or debt. A two-bedroom at $1,233 takes 44% of the needs share.
How much is the electric bill in Bradley County, TN?
Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.