Iowa · Census, HUD and BEA figures · Updated

Cost of Living in Bremer County, IA

Prices around Bremer County, IA run 12.9% below the U.S. average (BEA, the metro area). The typical household there earns $86,784 a year, and HUD puts a two-bedroom at $978 a month. Keeping that rent under 30% of income takes about $39,120 a year.

Bremer County, IA at a glance

Median household income

$86,784$7,232 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$978HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.1-12.9% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential IA
Population25,204Census ACS 5-year estimate

How much rent can you afford in Bremer County, IA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$978Monthly market rent
Share of gross income13.5%Recommended max: 30%
Annual income needed$39,120To meet the 30% standard
Max affordable rent$2,170At 30% of $86,784
0%30% (Affordability standard)100%
Compare against:

How much is rent in Bremer County, IA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Bremer County, IA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Bremer County, IA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$674$8,088$26,9609.3%
1-Bedroom Apartment$745$8,940$29,80010.3%
2-Bedroom ApartmentBenchmark$978$11,736$39,12013.5%
3-Bedroom Home$1,290$15,480$51,60017.8%
4-Bedroom Home$1,295$15,540$51,80017.9%

Rent in Bremer County, IA, with the wage each unit needs →

What a typical income covers in Bremer County, IA

The 50/30/20 rule applied to the local median of $86,784 a year ($7,232 a month before tax).

Needs (50%)$3,616/moRent ($978 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$2,170/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,446/moEmergency fund, retirement, paying down loans

What $86,784 leaves after Iowa taxes

Federal income tax, Social Security, Medicare and Iowa tax on the local median income. Change the salary to see yours.

$86,784
$30,000$175,000
Filing status:
Gross salary breakdown$86,784
Net 77%
Fed 12%
IA 3%
FICA 8%
Annual take-home$67,237After all taxes
Monthly deposit$5,603Estimated per month
Biweekly paycheck$2,586Every 2 weeks (26/yr)
Effective tax rate22.5%Total tax burden
Federal income tax$10,262 / yr
Iowa state income tax$2,646 / yr
FICA (Social Security & Medicare)$6,639 / yr

Living in Bremer County, IA: common questions

What is the median household income in Bremer County, IA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bremer County, IA is $86,784 per year (approximately $7,232 per month).

What is the average rent in Bremer County, IA?

The closest official figure is HUD's Fair Market Rent for 2026: $674 for a studio, $745 for one bedroom, $978 for two, $1,290 for three and $1,295 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Bremer County, IA expensive to live in?

Prices there run 12.9% below the U.S. average. BEA's regional price parity for the metro area is 87.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Bremer County, IA?

To keep a $978 two-bedroom under 30% of gross income, a household needs about $39,120 a year, or $3,260 a month. That is 45% of what the typical household in Bremer County, IA earns.

How much do you need to live comfortably in Bremer County, IA?

On the local median income of $86,784 ($7,232 a month before tax), the 50/30/20 rule leaves $3,616 a month for needs like rent, utilities and groceries, $2,170 for everything else and $1,446 for savings or debt. A two-bedroom at $978 takes 27% of the needs share.

How much is the electric bill in Bremer County, IA?

Homes in Iowa paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.