Montana · Census, HUD and BEA figures · Updated

Cost of Living in Broadwater County, MT

Prices around Broadwater County, MT run 4.3% below the U.S. average (BEA, the metro area). The typical household there earns $70,374 a year, and HUD puts a two-bedroom at $1,748 a month. Keeping that rent under 30% of income takes about $69,920 a year.

Broadwater County, MT at a glance

Median household income

$70,374$5,865 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,748HUD FY2026 Fair Market Rent
Price level (U.S. = 100)95.7-4.3% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential MT
Population7,668Census ACS 5-year estimate

How much rent can you afford in Broadwater County, MT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,748Monthly market rent
Share of gross income29.8%Recommended max: 30%
Annual income needed$69,920To meet the 30% standard
Max affordable rent$1,759At 30% of $70,374
0%30% (Affordability standard)100%
Compare against:

How much is rent in Broadwater County, MT? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Broadwater County, MT HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Broadwater County, MT, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,240$14,880$49,60021.1%
1-Bedroom Apartment$1,595$19,140$63,80027.2%
2-Bedroom ApartmentBenchmark$1,748$20,976$69,92029.8%
3-Bedroom Home$2,096$25,152$83,84035.7%
4-Bedroom Home$2,856$34,272$114,24048.7%

Rent in Broadwater County, MT, with the wage each unit needs →

What a typical income covers in Broadwater County, MT

The 50/30/20 rule applied to the local median of $70,374 a year ($5,865 a month before tax).

Needs (50%)$2,932/moRent ($1,748 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,759/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,173/moEmergency fund, retirement, paying down loans

What $70,374 leaves after Montana taxes

Federal income tax, Social Security, Medicare and Montana tax on the local median income. Change the salary to see yours.

$70,374
$25,000$145,000
Filing status:
Gross salary breakdown$70,374
Net 79%
Fed 9%
MT 4%
FICA 8%
Annual take-home$55,723After all taxes
Monthly deposit$4,644Estimated per month
Biweekly paycheck$2,143Every 2 weeks (26/yr)
Effective tax rate20.8%Total tax burden
Federal income tax$6,652 / yr
Montana state income tax$2,615 / yr
FICA (Social Security & Medicare)$5,384 / yr

Living in Broadwater County, MT: common questions

What is the median household income in Broadwater County, MT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Broadwater County, MT is $70,374 per year (approximately $5,865 per month).

What is the average rent in Broadwater County, MT?

The closest official figure is HUD's Fair Market Rent for 2026: $1,240 for a studio, $1,595 for one bedroom, $1,748 for two, $2,096 for three and $2,856 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Broadwater County, MT expensive to live in?

Prices there run 4.3% below the U.S. average. BEA's regional price parity for the metro area is 95.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Broadwater County, MT?

To keep a $1,748 two-bedroom under 30% of gross income, a household needs about $69,920 a year, or $5,827 a month. That is 99% of what the typical household in Broadwater County, MT earns.

How much do you need to live comfortably in Broadwater County, MT?

On the local median income of $70,374 ($5,865 a month before tax), the 50/30/20 rule leaves $2,932 a month for needs like rent, utilities and groceries, $1,759 for everything else and $1,173 for savings or debt. A two-bedroom at $1,748 takes 60% of the needs share.

How much is the electric bill in Broadwater County, MT?

Homes in Montana paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.