Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Brunswick, GA

Prices around Brunswick, GA run 12.3% below the U.S. average (BEA, the metro area). The typical household there earns $40,288 a year, and HUD puts a two-bedroom at $1,293 a month. Keeping that rent under 30% of income takes about $51,720 a year.

Brunswick, GA at a glance

Median household income

$40,288$3,357 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,293HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.7-12.3% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential GA
Population15,307Census ACS 5-year estimate

How much rent can you afford in Brunswick, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,293Monthly market rent
Share of gross income38.5%Recommended max: 30%
Annual income needed$51,720To meet the 30% standard
Max affordable rent$1,007At 30% of $40,288
0%30% (Affordability standard)100%
Compare against:

How much is rent in Brunswick, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Brunswick-St. Simons, GA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Brunswick, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,035$12,420$41,40030.8%
1-Bedroom Apartment$1,105$13,260$44,20032.9%
2-Bedroom ApartmentBenchmark$1,293$15,516$51,72038.5%
3-Bedroom Home$1,550$18,600$62,00046.2%
4-Bedroom Home$1,906$22,872$76,24056.8%

Rent in Brunswick, GA, with the wage each unit needs →

What a typical income covers in Brunswick, GA

The 50/30/20 rule applied to the local median of $40,288 a year ($3,357 a month before tax).

Needs (50%)$1,679/moRent ($1,293 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,007/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$671/moEmergency fund, retirement, paying down loans

What $40,288 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$40,288
$15,000$85,000
Filing status:
Gross salary breakdown$40,288
Net 83%
Fed 7%
GA 3%
FICA 8%
Annual take-home$33,290After all taxes
Monthly deposit$2,774Estimated per month
Biweekly paycheck$1,280Every 2 weeks (26/yr)
Effective tax rate17.4%Total tax burden
Federal income tax$2,655 / yr
Georgia state income tax$1,262 / yr
FICA (Social Security & Medicare)$3,082 / yr

Living in Brunswick, GA: common questions

What is the median household income in Brunswick, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Brunswick, GA is $40,288 per year (approximately $3,357 per month).

What is the average rent in Brunswick, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,035 for a studio, $1,105 for one bedroom, $1,293 for two, $1,550 for three and $1,906 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Brunswick, GA expensive to live in?

Prices there run 12.3% below the U.S. average. BEA's regional price parity for the metro area is 87.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Brunswick, GA?

To keep a $1,293 two-bedroom under 30% of gross income, a household needs about $51,720 a year, or $4,310 a month. That is 128% of what the typical household in Brunswick, GA earns.

How much do you need to live comfortably in Brunswick, GA?

On the local median income of $40,288 ($3,357 a month before tax), the 50/30/20 rule leaves $1,679 a month for needs like rent, utilities and groceries, $1,007 for everything else and $671 for savings or debt. A two-bedroom at $1,293 takes 77% of the needs share.

How much is the electric bill in Brunswick, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.