Texas · Census, HUD and BEA figures · Updated

Cost of Living in Bryan, TX

Prices around Bryan, TX run 9% below the U.S. average (BEA, the metro area). The typical household there earns $59,289 a year, and HUD puts a two-bedroom at $1,186 a month. Keeping that rent under 30% of income takes about $47,440 a year.

Bryan, TX at a glance

Median household income

$59,289$4,941 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,186HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.0-9% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population87,939Census ACS 5-year estimate

How much rent can you afford in Bryan, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,186Monthly market rent
Share of gross income24%Recommended max: 30%
Annual income needed$47,440To meet the 30% standard
Max affordable rent$1,482At 30% of $59,289
0%30% (Affordability standard)100%
Compare against:

How much is rent in Bryan, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for College Station-Bryan, TX MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Bryan, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,025$12,300$41,00020.7%
1-Bedroom Apartment$1,082$12,984$43,28021.9%
2-Bedroom ApartmentBenchmark$1,186$14,232$47,44024%
3-Bedroom Home$1,649$19,788$65,96033.4%
4-Bedroom Home$1,928$23,136$77,12039%

Rent in Bryan, TX, with the wage each unit needs →

What a typical income covers in Bryan, TX

The 50/30/20 rule applied to the local median of $59,289 a year ($4,941 a month before tax).

Needs (50%)$2,470/moRent ($1,186 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,482/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$988/moEmergency fund, retirement, paying down loans

What $59,289 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$59,289
$20,000$120,000
Filing status:
Gross salary breakdown$59,289
Net 84%
Fed 8%
FICA 8%
Annual take-home$49,819After all taxes
Monthly deposit$4,152Estimated per month
Biweekly paycheck$1,916Every 2 weeks (26/yr)
Effective tax rate16%Total tax burden
Federal income tax$4,935 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,536 / yr

Living in Bryan, TX: common questions

What is the median household income in Bryan, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bryan, TX is $59,289 per year (approximately $4,941 per month).

What is the average rent in Bryan, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $1,025 for a studio, $1,082 for one bedroom, $1,186 for two, $1,649 for three and $1,928 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Bryan, TX expensive to live in?

Prices there run 9% below the U.S. average. BEA's regional price parity for the metro area is 91.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Bryan, TX?

To keep a $1,186 two-bedroom under 30% of gross income, a household needs about $47,440 a year, or $3,953 a month. That is 80% of what the typical household in Bryan, TX earns.

How much do you need to live comfortably in Bryan, TX?

On the local median income of $59,289 ($4,941 a month before tax), the 50/30/20 rule leaves $2,470 a month for needs like rent, utilities and groceries, $1,482 for everything else and $988 for savings or debt. A two-bedroom at $1,186 takes 48% of the needs share.

How much is the electric bill in Bryan, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.