Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Caddo County, OK

Prices around Caddo County, OK run 12.2% below the U.S. average (BEA, Oklahoma). The typical household there earns $55,353 a year, and HUD puts a two-bedroom at $937 a month. Keeping that rent under 30% of income takes about $37,480 a year.

Caddo County, OK at a glance

Median household income

$55,353$4,613 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$937HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Oklahoma
Electricity14.3¢per kWh · EIA Residential OK
Population26,447Census ACS 5-year estimate

How much rent can you afford in Caddo County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$937Monthly market rent
Share of gross income20.3%Recommended max: 30%
Annual income needed$37,480To meet the 30% standard
Max affordable rent$1,384At 30% of $55,353
0%30% (Affordability standard)100%
Compare against:

How much is rent in Caddo County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Caddo County, OK, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Caddo County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$647$7,764$25,88014%
1-Bedroom Apartment$734$8,808$29,36015.9%
2-Bedroom ApartmentBenchmark$937$11,244$37,48020.3%
3-Bedroom Home$1,162$13,944$46,48025.2%
4-Bedroom Home$1,241$14,892$49,64026.9%

Rent in Caddo County, OK, with the wage each unit needs →

What a typical income covers in Caddo County, OK

The 50/30/20 rule applied to the local median of $55,353 a year ($4,613 a month before tax).

Needs (50%)$2,306/moRent ($937 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,384/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$923/moEmergency fund, retirement, paying down loans

What $55,353 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$55,353
$20,000$115,000
Filing status:
Gross salary breakdown$55,353
Net 81%
Fed 8%
OK 4%
FICA 8%
Annual take-home$44,711After all taxes
Monthly deposit$3,726Estimated per month
Biweekly paycheck$1,720Every 2 weeks (26/yr)
Effective tax rate19.2%Total tax burden
Federal income tax$4,462 / yr
Oklahoma state income tax$1,945 / yr
FICA (Social Security & Medicare)$4,235 / yr

Living in Caddo County, OK: common questions

What is the median household income in Caddo County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Caddo County, OK is $55,353 per year (approximately $4,613 per month).

What is the average rent in Caddo County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $647 for a studio, $734 for one bedroom, $937 for two, $1,162 for three and $1,241 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Caddo County, OK expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Caddo County, OK?

To keep a $937 two-bedroom under 30% of gross income, a household needs about $37,480 a year, or $3,123 a month. That is 68% of what the typical household in Caddo County, OK earns.

How much do you need to live comfortably in Caddo County, OK?

On the local median income of $55,353 ($4,613 a month before tax), the 50/30/20 rule leaves $2,306 a month for needs like rent, utilities and groceries, $1,384 for everything else and $923 for savings or debt. A two-bedroom at $937 takes 41% of the needs share.

How much is the electric bill in Caddo County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.