California · Census, HUD and BEA figures · Updated

Cost of Living in Calaveras County, CA

Prices around Calaveras County, CA run 10.7% above the U.S. average (BEA, California). The typical household there earns $78,647 a year, and HUD puts a two-bedroom at $1,542 a month. Keeping that rent under 30% of income takes about $61,680 a year.

Calaveras County, CA at a glance

Median household income

$78,647$6,554 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,542HUD FY2026 Fair Market Rent
Price level (U.S. = 100)110.7+10.7% · BEA, California
Electricity34.7¢per kWh · EIA Residential CA
Population46,248Census ACS 5-year estimate

How much rent can you afford in Calaveras County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,542Monthly market rent
Share of gross income23.5%Recommended max: 30%
Annual income needed$61,680To meet the 30% standard
Max affordable rent$1,966At 30% of $78,647
0%30% (Affordability standard)100%
Compare against:

How much is rent in Calaveras County, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Calaveras County, CA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Calaveras County, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,078$12,936$43,12016.4%
1-Bedroom Apartment$1,175$14,100$47,00017.9%
2-Bedroom ApartmentBenchmark$1,542$18,504$61,68023.5%
3-Bedroom Home$2,145$25,740$85,80032.7%
4-Bedroom Home$2,316$27,792$92,64035.3%

Rent in Calaveras County, CA, with the wage each unit needs →

What a typical income covers in Calaveras County, CA

The 50/30/20 rule applied to the local median of $78,647 a year ($6,554 a month before tax).

Needs (50%)$3,277/moRent ($1,542 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$1,966/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,311/moEmergency fund, retirement, paying down loans

What $78,647 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$78,647
$30,000$160,000
Filing status:
Gross salary breakdown$78,647
Net 78%
Fed 11%
CA 4%
FICA 8%
Annual take-home$61,089After all taxes
Monthly deposit$5,091Estimated per month
Biweekly paycheck$2,350Every 2 weeks (26/yr)
Effective tax rate22.3%Total tax burden
Federal income tax$8,472 / yr
California state income tax$3,069 / yr
FICA (Social Security & Medicare)$6,016 / yr

Living in Calaveras County, CA: common questions

What is the median household income in Calaveras County, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Calaveras County, CA is $78,647 per year (approximately $6,554 per month).

What is the average rent in Calaveras County, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,078 for a studio, $1,175 for one bedroom, $1,542 for two, $2,145 for three and $2,316 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Calaveras County, CA expensive to live in?

Prices there run 10.7% above the U.S. average. BEA's regional price parity for California is 110.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Calaveras County, CA?

To keep a $1,542 two-bedroom under 30% of gross income, a household needs about $61,680 a year, or $5,140 a month. That is 78% of what the typical household in Calaveras County, CA earns.

How much do you need to live comfortably in Calaveras County, CA?

On the local median income of $78,647 ($6,554 a month before tax), the 50/30/20 rule leaves $3,277 a month for needs like rent, utilities and groceries, $1,966 for everything else and $1,311 for savings or debt. A two-bedroom at $1,542 takes 47% of the needs share.

How much is the electric bill in Calaveras County, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.