Michigan · Census, HUD and BEA figures · Updated

Cost of Living in Calhoun County, MI

Prices around Calhoun County, MI run 9.5% below the U.S. average (BEA, the metro area). The typical household there earns $63,177 a year, and HUD puts a two-bedroom at $1,176 a month. Keeping that rent under 30% of income takes about $47,040 a year.

Calhoun County, MI at a glance

Median household income

$63,177$5,265 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,176HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.5-9.5% · BEA, the metro area
Electricity23¢per kWh · EIA Residential MI
Population133,778Census ACS 5-year estimate

How much rent can you afford in Calhoun County, MI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,176Monthly market rent
Share of gross income22.3%Recommended max: 30%
Annual income needed$47,040To meet the 30% standard
Max affordable rent$1,579At 30% of $63,177
0%30% (Affordability standard)100%
Compare against:

How much is rent in Calhoun County, MI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Battle Creek, MI MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Calhoun County, MI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$833$9,996$33,32015.8%
1-Bedroom Apartment$976$11,712$39,04018.5%
2-Bedroom ApartmentBenchmark$1,176$14,112$47,04022.3%
3-Bedroom Home$1,410$16,920$56,40026.8%
4-Bedroom Home$1,565$18,780$62,60029.7%

Rent in Calhoun County, MI, with the wage each unit needs →

What a typical income covers in Calhoun County, MI

The 50/30/20 rule applied to the local median of $63,177 a year ($5,265 a month before tax).

Needs (50%)$2,632/moRent ($1,176 2-BR), utilities (~$207/mo), groceries, transit
Wants (30%)$1,579/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,053/moEmergency fund, retirement, paying down loans

What $63,177 leaves after Michigan taxes

Federal income tax, Social Security, Medicare and Michigan tax on the local median income. Change the salary to see yours.

$63,177
$25,000$130,000
Filing status:
Gross salary breakdown$63,177
Net 80%
Fed 9%
MI 4%
FICA 8%
Annual take-home$50,508After all taxes
Monthly deposit$4,209Estimated per month
Biweekly paycheck$1,943Every 2 weeks (26/yr)
Effective tax rate20.1%Total tax burden
Federal income tax$5,401 / yr
Michigan state income tax$2,434 / yr
FICA (Social Security & Medicare)$4,833 / yr

Living in Calhoun County, MI: common questions

What is the median household income in Calhoun County, MI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Calhoun County, MI is $63,177 per year (approximately $5,265 per month).

What is the average rent in Calhoun County, MI?

The closest official figure is HUD's Fair Market Rent for 2026: $833 for a studio, $976 for one bedroom, $1,176 for two, $1,410 for three and $1,565 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Calhoun County, MI expensive to live in?

Prices there run 9.5% below the U.S. average. BEA's regional price parity for the metro area is 90.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Calhoun County, MI?

To keep a $1,176 two-bedroom under 30% of gross income, a household needs about $47,040 a year, or $3,920 a month. That is 74% of what the typical household in Calhoun County, MI earns.

How much do you need to live comfortably in Calhoun County, MI?

On the local median income of $63,177 ($5,265 a month before tax), the 50/30/20 rule leaves $2,632 a month for needs like rent, utilities and groceries, $1,579 for everything else and $1,053 for savings or debt. A two-bedroom at $1,176 takes 45% of the needs share.

How much is the electric bill in Calhoun County, MI?

Homes in Michigan paid 23¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $207. Your bill depends mostly on heating and cooling.