Maryland · Census, HUD and BEA figures · Updated

Cost of Living in Calvert County, MD

Prices around Calvert County, MD run 0.8% above the U.S. average (BEA, the metro area). The typical household there earns $133,922 a year, and HUD puts a two-bedroom at $2,083 a month. Keeping that rent under 30% of income takes about $83,320 a year.

Calvert County, MD at a glance

Median household income

$133,922$11,160 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,083HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.8+0.8% · BEA, the metro area
Electricity21.8¢per kWh · EIA Residential MD
Population94,313Census ACS 5-year estimate

How much rent can you afford in Calvert County, MD?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,083Monthly market rent
Share of gross income18.7%Recommended max: 30%
Annual income needed$83,320To meet the 30% standard
Max affordable rent$3,348At 30% of $133,922
0%30% (Affordability standard)100%
Compare against:

How much is rent in Calvert County, MD? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Calvert County, MD HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Calvert County, MD, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,811$21,732$72,44016.2%
1-Bedroom Apartment$1,851$22,212$74,04016.6%
2-Bedroom ApartmentBenchmark$2,083$24,996$83,32018.7%
3-Bedroom Home$2,639$31,668$105,56023.6%
4-Bedroom Home$3,106$37,272$124,24027.8%

Rent in Calvert County, MD, with the wage each unit needs →

What a typical income covers in Calvert County, MD

The 50/30/20 rule applied to the local median of $133,922 a year ($11,160 a month before tax).

Needs (50%)$5,580/moRent ($2,083 2-BR), utilities (~$197/mo), groceries, transit
Wants (30%)$3,348/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$2,232/moEmergency fund, retirement, paying down loans

What $133,922 leaves after Maryland taxes

Federal income tax, Social Security, Medicare and Maryland tax on the local median income. Change the salary to see yours.

$133,922
$50,000$270,000
Filing status:
Gross salary breakdown$133,922
Net 72%
Fed 16%
MD 5%
FICA 8%
Annual take-home$96,604After all taxes
Monthly deposit$8,050Estimated per month
Biweekly paycheck$3,716Every 2 weeks (26/yr)
Effective tax rate27.9%Total tax burden
Federal income tax$20,875 / yr
Maryland state income tax$6,198 / yr
FICA (Social Security & Medicare)$10,245 / yr

Living in Calvert County, MD: common questions

What is the median household income in Calvert County, MD?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Calvert County, MD is $133,922 per year (approximately $11,160 per month).

What is the average rent in Calvert County, MD?

The closest official figure is HUD's Fair Market Rent for 2026: $1,811 for a studio, $1,851 for one bedroom, $2,083 for two, $2,639 for three and $3,106 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Calvert County, MD expensive to live in?

Prices there run 0.8% above the U.S. average. BEA's regional price parity for the metro area is 100.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Calvert County, MD?

To keep a $2,083 two-bedroom under 30% of gross income, a household needs about $83,320 a year, or $6,943 a month. That is 62% of what the typical household in Calvert County, MD earns.

How much do you need to live comfortably in Calvert County, MD?

On the local median income of $133,922 ($11,160 a month before tax), the 50/30/20 rule leaves $5,580 a month for needs like rent, utilities and groceries, $3,348 for everything else and $2,232 for savings or debt. A two-bedroom at $2,083 takes 37% of the needs share.

How much is the electric bill in Calvert County, MD?

Homes in Maryland paid 21.8¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $197. Your bill depends mostly on heating and cooling.