North Carolina · Census, HUD and BEA figures · Updated

Cost of Living in Camden County, NC

Prices around Camden County, NC run 2.1% below the U.S. average (BEA, the metro area). The typical household there earns $91,078 a year, and HUD puts a two-bedroom at $1,287 a month. Keeping that rent under 30% of income takes about $51,480 a year.

Camden County, NC at a glance

Median household income

$91,078$7,590 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,287HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.9-2.1% · BEA, the metro area
Electricity14.7¢per kWh · EIA Residential NC
Population10,927Census ACS 5-year estimate

How much rent can you afford in Camden County, NC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,287Monthly market rent
Share of gross income17%Recommended max: 30%
Annual income needed$51,480To meet the 30% standard
Max affordable rent$2,277At 30% of $91,078
0%30% (Affordability standard)100%
Compare against:

How much is rent in Camden County, NC? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Camden County, NC HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Camden County, NC, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,121$13,452$44,84014.8%
1-Bedroom Apartment$1,139$13,668$45,56015%
2-Bedroom ApartmentBenchmark$1,287$15,444$51,48017%
3-Bedroom Home$1,790$21,480$71,60023.6%
4-Bedroom Home$2,159$25,908$86,36028.4%

Rent in Camden County, NC, with the wage each unit needs →

What a typical income covers in Camden County, NC

The 50/30/20 rule applied to the local median of $91,078 a year ($7,590 a month before tax).

Needs (50%)$3,795/moRent ($1,287 2-BR), utilities (~$133/mo), groceries, transit
Wants (30%)$2,277/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,518/moEmergency fund, retirement, paying down loans

What $91,078 leaves after North Carolina taxes

Federal income tax, Social Security, Medicare and North Carolina tax on the local median income. Change the salary to see yours.

$91,078
$35,000$185,000
Filing status:
Gross salary breakdown$91,078
Net 77%
Fed 12%
NC 3%
FICA 8%
Annual take-home$69,778After all taxes
Monthly deposit$5,815Estimated per month
Biweekly paycheck$2,684Every 2 weeks (26/yr)
Effective tax rate23.4%Total tax burden
Federal income tax$11,207 / yr
North Carolina state income tax$3,125 / yr
FICA (Social Security & Medicare)$6,967 / yr

Living in Camden County, NC: common questions

What is the median household income in Camden County, NC?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Camden County, NC is $91,078 per year (approximately $7,590 per month).

What is the average rent in Camden County, NC?

The closest official figure is HUD's Fair Market Rent for 2026: $1,121 for a studio, $1,139 for one bedroom, $1,287 for two, $1,790 for three and $2,159 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Camden County, NC expensive to live in?

Prices there run 2.1% below the U.S. average. BEA's regional price parity for the metro area is 97.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Camden County, NC?

To keep a $1,287 two-bedroom under 30% of gross income, a household needs about $51,480 a year, or $4,290 a month. That is 57% of what the typical household in Camden County, NC earns.

How much do you need to live comfortably in Camden County, NC?

On the local median income of $91,078 ($7,590 a month before tax), the 50/30/20 rule leaves $3,795 a month for needs like rent, utilities and groceries, $2,277 for everything else and $1,518 for savings or debt. A two-bedroom at $1,287 takes 34% of the needs share.

How much is the electric bill in Camden County, NC?

Homes in North Carolina paid 14.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $133. Your bill depends mostly on heating and cooling.