Texas · Census, HUD and BEA figures · Updated

Cost of Living in Cameron County, TX

Prices around Cameron County, TX run 14% below the U.S. average (BEA, the metro area). The typical household there earns $52,601 a year, and HUD puts a two-bedroom at $1,047 a month. Keeping that rent under 30% of income takes about $41,880 a year.

Cameron County, TX at a glance

Median household income

$52,601$4,383 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,047HUD FY2026 Fair Market Rent
Price level (U.S. = 100)86.0-14% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population426,120Census ACS 5-year estimate

How much rent can you afford in Cameron County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,047Monthly market rent
Share of gross income23.9%Recommended max: 30%
Annual income needed$41,880To meet the 30% standard
Max affordable rent$1,315At 30% of $52,601
0%30% (Affordability standard)100%
Compare against:

How much is rent in Cameron County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Brownsville-Harlingen, TX MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Cameron County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$773$9,276$30,92017.6%
1-Bedroom Apartment$866$10,392$34,64019.8%
2-Bedroom ApartmentBenchmark$1,047$12,564$41,88023.9%
3-Bedroom Home$1,414$16,968$56,56032.3%
4-Bedroom Home$1,479$17,748$59,16033.7%

Rent in Cameron County, TX, with the wage each unit needs →

What a typical income covers in Cameron County, TX

The 50/30/20 rule applied to the local median of $52,601 a year ($4,383 a month before tax).

Needs (50%)$2,192/moRent ($1,047 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,315/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$877/moEmergency fund, retirement, paying down loans

What $52,601 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$52,601
$20,000$110,000
Filing status:
Gross salary breakdown$52,601
Net 84%
Fed 8%
FICA 8%
Annual take-home$44,445After all taxes
Monthly deposit$3,704Estimated per month
Biweekly paycheck$1,709Every 2 weeks (26/yr)
Effective tax rate15.5%Total tax burden
Federal income tax$4,132 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,024 / yr

Living in Cameron County, TX: common questions

What is the median household income in Cameron County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cameron County, TX is $52,601 per year (approximately $4,383 per month).

What is the average rent in Cameron County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $773 for a studio, $866 for one bedroom, $1,047 for two, $1,414 for three and $1,479 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Cameron County, TX expensive to live in?

Prices there run 14% below the U.S. average. BEA's regional price parity for the metro area is 86.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Cameron County, TX?

To keep a $1,047 two-bedroom under 30% of gross income, a household needs about $41,880 a year, or $3,490 a month. That is 80% of what the typical household in Cameron County, TX earns.

How much do you need to live comfortably in Cameron County, TX?

On the local median income of $52,601 ($4,383 a month before tax), the 50/30/20 rule leaves $2,192 a month for needs like rent, utilities and groceries, $1,315 for everything else and $877 for savings or debt. A two-bedroom at $1,047 takes 48% of the needs share.

How much is the electric bill in Cameron County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.