Kentucky · Census, HUD and BEA figures · Updated

Cost of Living in Carlisle County, KY

Prices around Carlisle County, KY run 13.9% below the U.S. average (BEA, the metro area). The typical household there earns $62,439 a year, and HUD puts a two-bedroom at $915 a month. Keeping that rent under 30% of income takes about $36,600 a year.

Carlisle County, KY at a glance

Median household income

$62,439$5,203 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$915HUD FY2026 Fair Market Rent
Price level (U.S. = 100)86.1-13.9% · BEA, the metro area
Electricity14.3¢per kWh · EIA Residential KY
Population4,762Census ACS 5-year estimate

How much rent can you afford in Carlisle County, KY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$915Monthly market rent
Share of gross income17.6%Recommended max: 30%
Annual income needed$36,600To meet the 30% standard
Max affordable rent$1,561At 30% of $62,439
0%30% (Affordability standard)100%
Compare against:

How much is rent in Carlisle County, KY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Carlisle County, KY HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Carlisle County, KY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$683$8,196$27,32013.1%
1-Bedroom Apartment$717$8,604$28,68013.8%
2-Bedroom ApartmentBenchmark$915$10,980$36,60017.6%
3-Bedroom Home$1,173$14,076$46,92022.5%
4-Bedroom Home$1,399$16,788$55,96026.9%

Rent in Carlisle County, KY, with the wage each unit needs →

What a typical income covers in Carlisle County, KY

The 50/30/20 rule applied to the local median of $62,439 a year ($5,203 a month before tax).

Needs (50%)$2,602/moRent ($915 2-BR), utilities (~$128/mo), groceries, transit
Wants (30%)$1,561/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,041/moEmergency fund, retirement, paying down loans

What $62,439 leaves after Kentucky taxes

Federal income tax, Social Security, Medicare and Kentucky tax on the local median income. Change the salary to see yours.

$62,439
$20,000$125,000
Filing status:
Gross salary breakdown$62,439
Net 81%
Fed 9%
KY 3%
FICA 8%
Annual take-home$50,282After all taxes
Monthly deposit$4,190Estimated per month
Biweekly paycheck$1,934Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$5,313 / yr
Kentucky state income tax$2,068 / yr
FICA (Social Security & Medicare)$4,777 / yr

Living in Carlisle County, KY: common questions

What is the median household income in Carlisle County, KY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Carlisle County, KY is $62,439 per year (approximately $5,203 per month).

What is the average rent in Carlisle County, KY?

The closest official figure is HUD's Fair Market Rent for 2026: $683 for a studio, $717 for one bedroom, $915 for two, $1,173 for three and $1,399 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Carlisle County, KY expensive to live in?

Prices there run 13.9% below the U.S. average. BEA's regional price parity for the metro area is 86.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Carlisle County, KY?

To keep a $915 two-bedroom under 30% of gross income, a household needs about $36,600 a year, or $3,050 a month. That is 59% of what the typical household in Carlisle County, KY earns.

How much do you need to live comfortably in Carlisle County, KY?

On the local median income of $62,439 ($5,203 a month before tax), the 50/30/20 rule leaves $2,602 a month for needs like rent, utilities and groceries, $1,561 for everything else and $1,041 for savings or debt. A two-bedroom at $915 takes 35% of the needs share.

How much is the electric bill in Carlisle County, KY?

Homes in Kentucky paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $128. Your bill depends mostly on heating and cooling.