Nevada · Census, HUD and BEA figures · Updated

Cost of Living in Carson City, NV

Prices around Carson City, NV run 1.9% below the U.S. average (BEA, the metro area). The typical household there earns $72,355 a year, and HUD puts a two-bedroom at $1,546 a month. Keeping that rent under 30% of income takes about $61,840 a year.

Carson City, NV at a glance

Median household income

$72,355$6,030 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,546HUD FY2026 Fair Market Rent
Price level (U.S. = 100)98.1-1.9% · BEA, the metro area
Electricity13.1¢per kWh · EIA Residential NV
Population58,384Census ACS 5-year estimate

How much rent can you afford in Carson City, NV?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,546Monthly market rent
Share of gross income25.6%Recommended max: 30%
Annual income needed$61,840To meet the 30% standard
Max affordable rent$1,809At 30% of $72,355
0%30% (Affordability standard)100%
Compare against:

How much is rent in Carson City, NV? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Carson City, NV MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Carson City, NV, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,105$13,260$44,20018.3%
1-Bedroom Apartment$1,212$14,544$48,48020.1%
2-Bedroom ApartmentBenchmark$1,546$18,552$61,84025.6%
3-Bedroom Home$2,150$25,800$86,00035.7%
4-Bedroom Home$2,593$31,116$103,72043%

Rent in Carson City, NV, with the wage each unit needs →

What a typical income covers in Carson City, NV

The 50/30/20 rule applied to the local median of $72,355 a year ($6,030 a month before tax).

Needs (50%)$3,015/moRent ($1,546 2-BR), utilities (~$118/mo), groceries, transit
Wants (30%)$1,809/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,206/moEmergency fund, retirement, paying down loans

What $72,355 leaves after Nevada taxes

Federal income tax, Social Security, Medicare and Nevada tax on the local median income. Change the salary to see yours.

$72,355
$25,000$145,000
Filing status:
Gross salary breakdown$72,355
Net 83%
Fed 10%
FICA 8%
Annual take-home$59,732After all taxes
Monthly deposit$4,978Estimated per month
Biweekly paycheck$2,297Every 2 weeks (26/yr)
Effective tax rate17.5%Total tax burden
Federal income tax$7,088 / yr
Nevada state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,535 / yr

Living in Carson City, NV: common questions

What is the median household income in Carson City, NV?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Carson City, NV is $72,355 per year (approximately $6,030 per month).

What is the average rent in Carson City, NV?

The closest official figure is HUD's Fair Market Rent for 2026: $1,105 for a studio, $1,212 for one bedroom, $1,546 for two, $2,150 for three and $2,593 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Carson City, NV expensive to live in?

Prices there run 1.9% below the U.S. average. BEA's regional price parity for the metro area is 98.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Carson City, NV?

To keep a $1,546 two-bedroom under 30% of gross income, a household needs about $61,840 a year, or $5,153 a month. That is 85% of what the typical household in Carson City, NV earns.

How much do you need to live comfortably in Carson City, NV?

On the local median income of $72,355 ($6,030 a month before tax), the 50/30/20 rule leaves $3,015 a month for needs like rent, utilities and groceries, $1,809 for everything else and $1,206 for savings or debt. A two-bedroom at $1,546 takes 51% of the needs share.

How much is the electric bill in Carson City, NV?

Homes in Nevada paid 13.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $118. Your bill depends mostly on heating and cooling.