Michigan · Census, HUD and BEA figures · Updated

Cost of Living in Cass County, MI

Prices around Cass County, MI run 7.1% below the U.S. average (BEA, the metro area). The typical household there earns $70,443 a year, and HUD puts a two-bedroom at $993 a month. Keeping that rent under 30% of income takes about $39,720 a year.

Cass County, MI at a glance

Median household income

$70,443$5,870 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$993HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.9-7.1% · BEA, the metro area
Electricity23¢per kWh · EIA Residential MI
Population51,520Census ACS 5-year estimate

How much rent can you afford in Cass County, MI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$993Monthly market rent
Share of gross income16.9%Recommended max: 30%
Annual income needed$39,720To meet the 30% standard
Max affordable rent$1,761At 30% of $70,443
0%30% (Affordability standard)100%
Compare against:

How much is rent in Cass County, MI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Cass County, MI HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Cass County, MI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$775$9,300$31,00013.2%
1-Bedroom Apartment$906$10,872$36,24015.4%
2-Bedroom ApartmentBenchmark$993$11,916$39,72016.9%
3-Bedroom Home$1,272$15,264$50,88021.7%
4-Bedroom Home$1,666$19,992$66,64028.4%

Rent in Cass County, MI, with the wage each unit needs →

What a typical income covers in Cass County, MI

The 50/30/20 rule applied to the local median of $70,443 a year ($5,870 a month before tax).

Needs (50%)$2,935/moRent ($993 2-BR), utilities (~$207/mo), groceries, transit
Wants (30%)$1,761/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,174/moEmergency fund, retirement, paying down loans

What $70,443 leaves after Michigan taxes

Federal income tax, Social Security, Medicare and Michigan tax on the local median income. Change the salary to see yours.

$70,443
$25,000$145,000
Filing status:
Gross salary breakdown$70,443
Net 79%
Fed 9%
MI 4%
FICA 8%
Annual take-home$55,644After all taxes
Monthly deposit$4,637Estimated per month
Biweekly paycheck$2,140Every 2 weeks (26/yr)
Effective tax rate21%Total tax burden
Federal income tax$6,667 / yr
Michigan state income tax$2,743 / yr
FICA (Social Security & Medicare)$5,389 / yr

Living in Cass County, MI: common questions

What is the median household income in Cass County, MI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cass County, MI is $70,443 per year (approximately $5,870 per month).

What is the average rent in Cass County, MI?

The closest official figure is HUD's Fair Market Rent for 2026: $775 for a studio, $906 for one bedroom, $993 for two, $1,272 for three and $1,666 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Cass County, MI expensive to live in?

Prices there run 7.1% below the U.S. average. BEA's regional price parity for the metro area is 92.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Cass County, MI?

To keep a $993 two-bedroom under 30% of gross income, a household needs about $39,720 a year, or $3,310 a month. That is 56% of what the typical household in Cass County, MI earns.

How much do you need to live comfortably in Cass County, MI?

On the local median income of $70,443 ($5,870 a month before tax), the 50/30/20 rule leaves $2,935 a month for needs like rent, utilities and groceries, $1,761 for everything else and $1,174 for savings or debt. A two-bedroom at $993 takes 34% of the needs share.

How much is the electric bill in Cass County, MI?

Homes in Michigan paid 23¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $207. Your bill depends mostly on heating and cooling.