North Dakota · Census, HUD and BEA figures · Updated

Cost of Living in Cass County, ND

Prices around Cass County, ND run 9.1% below the U.S. average (BEA, the metro area). The typical household there earns $75,555 a year, and HUD puts a two-bedroom at $1,112 a month. Keeping that rent under 30% of income takes about $44,480 a year.

Cass County, ND at a glance

Median household income

$75,555$6,296 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,112HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.9-9.1% · BEA, the metro area
Electricity14.1¢per kWh · EIA Residential ND
Population193,400Census ACS 5-year estimate

How much rent can you afford in Cass County, ND?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,112Monthly market rent
Share of gross income17.7%Recommended max: 30%
Annual income needed$44,480To meet the 30% standard
Max affordable rent$1,889At 30% of $75,555
0%30% (Affordability standard)100%
Compare against:

How much is rent in Cass County, ND? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Fargo, ND-MN MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Cass County, ND, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$768$9,216$30,72012.2%
1-Bedroom Apartment$917$11,004$36,68014.6%
2-Bedroom ApartmentBenchmark$1,112$13,344$44,48017.7%
3-Bedroom Home$1,547$18,564$61,88024.6%
4-Bedroom Home$1,865$22,380$74,60029.6%

Rent in Cass County, ND, with the wage each unit needs →

What a typical income covers in Cass County, ND

The 50/30/20 rule applied to the local median of $75,555 a year ($6,296 a month before tax).

Needs (50%)$3,148/moRent ($1,112 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,889/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,259/moEmergency fund, retirement, paying down loans

What $75,555 leaves after North Dakota taxes

Federal income tax, Social Security, Medicare and North Dakota tax on the local median income. Change the salary to see yours.

$75,555
$30,000$155,000
Filing status:
Gross salary breakdown$75,555
Net 82%
Fed 10%
ND 0%
FICA 8%
Annual take-home$61,769After all taxes
Monthly deposit$5,147Estimated per month
Biweekly paycheck$2,376Every 2 weeks (26/yr)
Effective tax rate18.3%Total tax burden
Federal income tax$7,792 / yr
North Dakota state income tax$214 / yr
FICA (Social Security & Medicare)$5,780 / yr

Living in Cass County, ND: common questions

What is the median household income in Cass County, ND?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cass County, ND is $75,555 per year (approximately $6,296 per month).

What is the average rent in Cass County, ND?

The closest official figure is HUD's Fair Market Rent for 2026: $768 for a studio, $917 for one bedroom, $1,112 for two, $1,547 for three and $1,865 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Cass County, ND expensive to live in?

Prices there run 9.1% below the U.S. average. BEA's regional price parity for the metro area is 90.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Cass County, ND?

To keep a $1,112 two-bedroom under 30% of gross income, a household needs about $44,480 a year, or $3,707 a month. That is 59% of what the typical household in Cass County, ND earns.

How much do you need to live comfortably in Cass County, ND?

On the local median income of $75,555 ($6,296 a month before tax), the 50/30/20 rule leaves $3,148 a month for needs like rent, utilities and groceries, $1,889 for everything else and $1,259 for savings or debt. A two-bedroom at $1,112 takes 35% of the needs share.

How much is the electric bill in Cass County, ND?

Homes in North Dakota paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.