Texas · Census, HUD and BEA figures · Updated

Cost of Living in Castro County, TX

Prices around Castro County, TX run 2.9% below the U.S. average (BEA, Texas). The typical household there earns $56,776 a year, and HUD puts a two-bedroom at $1,050 a month. Keeping that rent under 30% of income takes about $42,000 a year.

Castro County, TX at a glance

Median household income

$56,776$4,731 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,050HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.1-2.9% · BEA, Texas
Electricity15.9¢per kWh · EIA Residential TX
Population7,344Census ACS 5-year estimate

How much rent can you afford in Castro County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,050Monthly market rent
Share of gross income22.2%Recommended max: 30%
Annual income needed$42,000To meet the 30% standard
Max affordable rent$1,419At 30% of $56,776
0%30% (Affordability standard)100%
Compare against:

How much is rent in Castro County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Castro County, TX, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Castro County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$795$9,540$31,80016.8%
1-Bedroom Apartment$801$9,612$32,04016.9%
2-Bedroom ApartmentBenchmark$1,050$12,600$42,00022.2%
3-Bedroom Home$1,259$15,108$50,36026.6%
4-Bedroom Home$1,545$18,540$61,80032.7%

Rent in Castro County, TX, with the wage each unit needs →

What a typical income covers in Castro County, TX

The 50/30/20 rule applied to the local median of $56,776 a year ($4,731 a month before tax).

Needs (50%)$2,366/moRent ($1,050 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,419/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$946/moEmergency fund, retirement, paying down loans

What $56,776 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$56,776
$20,000$115,000
Filing status:
Gross salary breakdown$56,776
Net 84%
Fed 8%
FICA 8%
Annual take-home$47,800After all taxes
Monthly deposit$3,983Estimated per month
Biweekly paycheck$1,838Every 2 weeks (26/yr)
Effective tax rate15.8%Total tax burden
Federal income tax$4,633 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,343 / yr

Living in Castro County, TX: common questions

What is the median household income in Castro County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Castro County, TX is $56,776 per year (approximately $4,731 per month).

What is the average rent in Castro County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $795 for a studio, $801 for one bedroom, $1,050 for two, $1,259 for three and $1,545 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Castro County, TX expensive to live in?

Prices there run 2.9% below the U.S. average. BEA's regional price parity for Texas is 97.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Castro County, TX?

To keep a $1,050 two-bedroom under 30% of gross income, a household needs about $42,000 a year, or $3,500 a month. That is 74% of what the typical household in Castro County, TX earns.

How much do you need to live comfortably in Castro County, TX?

On the local median income of $56,776 ($4,731 a month before tax), the 50/30/20 rule leaves $2,366 a month for needs like rent, utilities and groceries, $1,419 for everything else and $946 for savings or debt. A two-bedroom at $1,050 takes 44% of the needs share.

How much is the electric bill in Castro County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.