Cattaraugus County, NY at a glance
Median household income
$59,540$4,962 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Cattaraugus County, NY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Cattaraugus County, NY? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Cattaraugus County, NY, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $778 | $9,336 | $31,120 | 15.7% |
| 1-Bedroom Apartment | $783 | $9,396 | $31,320 | 15.8% |
| 2-Bedroom ApartmentBenchmark | $1,007 | $12,084 | $40,280 | 20.3% |
| 3-Bedroom Home | $1,232 | $14,784 | $49,280 | 24.8% |
| 4-Bedroom Home | $1,420 | $17,040 | $56,800 | 28.6% |
Rent in Cattaraugus County, NY, with the wage each unit needs →
What a typical income covers in Cattaraugus County, NY
The 50/30/20 rule applied to the local median of $59,540 a year ($4,962 a month before tax).
What $59,540 leaves after New York taxes
Federal income tax, Social Security, Medicare and New York tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in New York
Living in Cattaraugus County, NY: common questions
What is the median household income in Cattaraugus County, NY?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cattaraugus County, NY is $59,540 per year (approximately $4,962 per month).
What is the average rent in Cattaraugus County, NY?
The closest official figure is HUD's Fair Market Rent for 2026: $778 for a studio, $783 for one bedroom, $1,007 for two, $1,232 for three and $1,420 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Cattaraugus County, NY expensive to live in?
Prices there run 7.9% above the U.S. average. BEA's regional price parity for New York is 107.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Cattaraugus County, NY?
To keep a $1,007 two-bedroom under 30% of gross income, a household needs about $40,280 a year, or $3,357 a month. That is 68% of what the typical household in Cattaraugus County, NY earns.
How much do you need to live comfortably in Cattaraugus County, NY?
On the local median income of $59,540 ($4,962 a month before tax), the 50/30/20 rule leaves $2,481 a month for needs like rent, utilities and groceries, $1,489 for everything else and $992 for savings or debt. A two-bedroom at $1,007 takes 41% of the needs share.
How much is the electric bill in Cattaraugus County, NY?
Homes in New York paid 29.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $265. Your bill depends mostly on heating and cooling.