Cayuga County, NY at a glance
Median household income
$67,904$5,659 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Cayuga County, NY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Cayuga County, NY? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Cayuga County, NY, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $884 | $10,608 | $35,360 | 15.6% |
| 1-Bedroom Apartment | $889 | $10,668 | $35,560 | 15.7% |
| 2-Bedroom ApartmentBenchmark | $1,124 | $13,488 | $44,960 | 19.9% |
| 3-Bedroom Home | $1,463 | $17,556 | $58,520 | 25.9% |
| 4-Bedroom Home | $1,679 | $20,148 | $67,160 | 29.7% |
What a typical income covers in Cayuga County, NY
The 50/30/20 rule applied to the local median of $67,904 a year ($5,659 a month before tax).
What $67,904 leaves after New York taxes
Federal income tax, Social Security, Medicare and New York tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in New York
Living in Cayuga County, NY: common questions
What is the median household income in Cayuga County, NY?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cayuga County, NY is $67,904 per year (approximately $5,659 per month).
What is the average rent in Cayuga County, NY?
The closest official figure is HUD's Fair Market Rent for 2026: $884 for a studio, $889 for one bedroom, $1,124 for two, $1,463 for three and $1,679 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Cayuga County, NY expensive to live in?
Prices there run 7.9% above the U.S. average. BEA's regional price parity for New York is 107.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Cayuga County, NY?
To keep a $1,124 two-bedroom under 30% of gross income, a household needs about $44,960 a year, or $3,747 a month. That is 66% of what the typical household in Cayuga County, NY earns.
How much do you need to live comfortably in Cayuga County, NY?
On the local median income of $67,904 ($5,659 a month before tax), the 50/30/20 rule leaves $2,829 a month for needs like rent, utilities and groceries, $1,698 for everything else and $1,132 for savings or debt. A two-bedroom at $1,124 takes 40% of the needs share.
How much is the electric bill in Cayuga County, NY?
Homes in New York paid 29.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $265. Your bill depends mostly on heating and cooling.