Charles City County, VA at a glance
Median household income
$75,417$6,285 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Charles City County, VA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Charles City County, VA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Richmond, VA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,442 | $17,304 | $57,680 | 22.9% |
| 1-Bedroom Apartment | $1,507 | $18,084 | $60,280 | 24% |
| 2-Bedroom ApartmentBenchmark | $1,655 | $19,860 | $66,200 | 26.3% |
| 3-Bedroom Home | $2,072 | $24,864 | $82,880 | 33% |
| 4-Bedroom Home | $2,553 | $30,636 | $102,120 | 40.6% |
Rent in Charles City County, VA, with the wage each unit needs →
What a typical income covers in Charles City County, VA
The 50/30/20 rule applied to the local median of $75,417 a year ($6,285 a month before tax).
What $75,417 leaves after Virginia taxes
Federal income tax, Social Security, Medicare and Virginia tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Virginia
Living in Charles City County, VA: common questions
What is the median household income in Charles City County, VA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Charles City County, VA is $75,417 per year (approximately $6,285 per month).
What is the average rent in Charles City County, VA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,442 for a studio, $1,507 for one bedroom, $1,655 for two, $2,072 for three and $2,553 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Charles City County, VA expensive to live in?
Prices there run 2.1% below the U.S. average. BEA's regional price parity for the metro area is 97.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Charles City County, VA?
To keep a $1,655 two-bedroom under 30% of gross income, a household needs about $66,200 a year, or $5,517 a month. That is 88% of what the typical household in Charles City County, VA earns.
How much do you need to live comfortably in Charles City County, VA?
On the local median income of $75,417 ($6,285 a month before tax), the 50/30/20 rule leaves $3,142 a month for needs like rent, utilities and groceries, $1,885 for everything else and $1,257 for savings or debt. A two-bedroom at $1,655 takes 53% of the needs share.
How much is the electric bill in Charles City County, VA?
Homes in Virginia paid 17.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $155. Your bill depends mostly on heating and cooling.