New York · Census, HUD and BEA figures · Updated

Cost of Living in Chautauqua County, NY

Prices around Chautauqua County, NY run 7.9% above the U.S. average (BEA, New York). The typical household there earns $58,351 a year, and HUD puts a two-bedroom at $975 a month. Keeping that rent under 30% of income takes about $39,000 a year.

Chautauqua County, NY at a glance

Median household income

$58,351$4,863 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$975HUD FY2026 Fair Market Rent
Price level (U.S. = 100)107.9+7.9% · BEA, New York
Electricity29.5¢per kWh · EIA Residential NY
Population125,544Census ACS 5-year estimate

How much rent can you afford in Chautauqua County, NY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$975Monthly market rent
Share of gross income20.1%Recommended max: 30%
Annual income needed$39,000To meet the 30% standard
Max affordable rent$1,459At 30% of $58,351
0%30% (Affordability standard)100%
Compare against:

How much is rent in Chautauqua County, NY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Chautauqua County, NY, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Chautauqua County, NY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$680$8,160$27,20014%
1-Bedroom Apartment$754$9,048$30,16015.5%
2-Bedroom ApartmentBenchmark$975$11,700$39,00020.1%
3-Bedroom Home$1,287$15,444$51,48026.5%
4-Bedroom Home$1,291$15,492$51,64026.5%

Rent in Chautauqua County, NY, with the wage each unit needs →

What a typical income covers in Chautauqua County, NY

The 50/30/20 rule applied to the local median of $58,351 a year ($4,863 a month before tax).

Needs (50%)$2,431/moRent ($975 2-BR), utilities (~$265/mo), groceries, transit
Wants (30%)$1,459/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$973/moEmergency fund, retirement, paying down loans

What $58,351 leaves after New York taxes

Federal income tax, Social Security, Medicare and New York tax on the local median income. Change the salary to see yours.

$58,351
$20,000$120,000
Filing status:
Gross salary breakdown$58,351
Net 80%
Fed 8%
NY 4%
FICA 8%
Annual take-home$46,511After all taxes
Monthly deposit$3,876Estimated per month
Biweekly paycheck$1,789Every 2 weeks (26/yr)
Effective tax rate20.3%Total tax burden
Federal income tax$4,822 / yr
New York state income tax$2,554 / yr
FICA (Social Security & Medicare)$4,464 / yr

Living in Chautauqua County, NY: common questions

What is the median household income in Chautauqua County, NY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Chautauqua County, NY is $58,351 per year (approximately $4,863 per month).

What is the average rent in Chautauqua County, NY?

The closest official figure is HUD's Fair Market Rent for 2026: $680 for a studio, $754 for one bedroom, $975 for two, $1,287 for three and $1,291 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Chautauqua County, NY expensive to live in?

Prices there run 7.9% above the U.S. average. BEA's regional price parity for New York is 107.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Chautauqua County, NY?

To keep a $975 two-bedroom under 30% of gross income, a household needs about $39,000 a year, or $3,250 a month. That is 67% of what the typical household in Chautauqua County, NY earns.

How much do you need to live comfortably in Chautauqua County, NY?

On the local median income of $58,351 ($4,863 a month before tax), the 50/30/20 rule leaves $2,431 a month for needs like rent, utilities and groceries, $1,459 for everything else and $973 for savings or debt. A two-bedroom at $975 takes 40% of the needs share.

How much is the electric bill in Chautauqua County, NY?

Homes in New York paid 29.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $265. Your bill depends mostly on heating and cooling.