Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Cherokee County, GA

Prices around Cherokee County, GA run 0.1% above the U.S. average (BEA, the metro area). The typical household there earns $108,115 a year, and HUD puts a two-bedroom at $1,820 a month. Keeping that rent under 30% of income takes about $72,800 a year.

Cherokee County, GA at a glance

Median household income

$108,115$9,010 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,820HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.1+0.1% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential GA
Population281,032Census ACS 5-year estimate

How much rent can you afford in Cherokee County, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,820Monthly market rent
Share of gross income20.2%Recommended max: 30%
Annual income needed$72,800To meet the 30% standard
Max affordable rent$2,703At 30% of $108,115
0%30% (Affordability standard)100%
Compare against:

How much is rent in Cherokee County, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Cherokee County, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,585$19,020$63,40017.6%
1-Bedroom Apartment$1,660$19,920$66,40018.4%
2-Bedroom ApartmentBenchmark$1,820$21,840$72,80020.2%
3-Bedroom Home$2,182$26,184$87,28024.2%
4-Bedroom Home$2,605$31,260$104,20028.9%

Rent in Cherokee County, GA, with the wage each unit needs →

What a typical income covers in Cherokee County, GA

The 50/30/20 rule applied to the local median of $108,115 a year ($9,010 a month before tax).

Needs (50%)$4,505/moRent ($1,820 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$2,703/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,802/moEmergency fund, retirement, paying down loans

What $108,115 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$108,115
$40,000$220,000
Filing status:
Gross salary breakdown$108,115
Net 74%
Fed 14%
GA 4%
FICA 8%
Annual take-home$80,242After all taxes
Monthly deposit$6,687Estimated per month
Biweekly paycheck$3,086Every 2 weeks (26/yr)
Effective tax rate25.8%Total tax burden
Federal income tax$14,955 / yr
Georgia state income tax$4,646 / yr
FICA (Social Security & Medicare)$8,271 / yr

Living in Cherokee County, GA: common questions

What is the median household income in Cherokee County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cherokee County, GA is $108,115 per year (approximately $9,010 per month).

What is the average rent in Cherokee County, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,585 for a studio, $1,660 for one bedroom, $1,820 for two, $2,182 for three and $2,605 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Cherokee County, GA expensive to live in?

Prices there run 0.1% above the U.S. average. BEA's regional price parity for the metro area is 100.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Cherokee County, GA?

To keep a $1,820 two-bedroom under 30% of gross income, a household needs about $72,800 a year, or $6,067 a month. That is 67% of what the typical household in Cherokee County, GA earns.

How much do you need to live comfortably in Cherokee County, GA?

On the local median income of $108,115 ($9,010 a month before tax), the 50/30/20 rule leaves $4,505 a month for needs like rent, utilities and groceries, $2,703 for everything else and $1,802 for savings or debt. A two-bedroom at $1,820 takes 40% of the needs share.

How much is the electric bill in Cherokee County, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.