California · Census, HUD and BEA figures · Updated

Cost of Living in Chino, CA

Prices around Chino, CA run 6.4% above the U.S. average (BEA, the metro area). The typical household there earns $104,682 a year, and HUD puts a two-bedroom at $2,201 a month. Keeping that rent under 30% of income takes about $88,040 a year.

Chino, CA at a glance

Median household income

$104,682$8,724 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,201HUD FY2026 Fair Market Rent
Price level (U.S. = 100)106.4+6.4% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population92,652Census ACS 5-year estimate

How much rent can you afford in Chino, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,201Monthly market rent
Share of gross income25.2%Recommended max: 30%
Annual income needed$88,040To meet the 30% standard
Max affordable rent$2,617At 30% of $104,682
0%30% (Affordability standard)100%
Compare against:

How much is rent in Chino, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Riverside-San Bernardino-Ontario, CA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Chino, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,692$20,304$67,68019.4%
1-Bedroom Apartment$1,777$21,324$71,08020.4%
2-Bedroom ApartmentBenchmark$2,201$26,412$88,04025.2%
3-Bedroom Home$2,912$34,944$116,48033.4%
4-Bedroom Home$3,514$42,168$140,56040.3%

Rent in Chino, CA, with the wage each unit needs →

What a typical income covers in Chino, CA

The 50/30/20 rule applied to the local median of $104,682 a year ($8,724 a month before tax).

Needs (50%)$4,362/moRent ($2,201 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$2,617/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,745/moEmergency fund, retirement, paying down loans

What $104,682 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$104,682
$40,000$210,000
Filing status:
Gross salary breakdown$104,682
Net 74%
Fed 14%
CA 5%
FICA 8%
Annual take-home$76,983After all taxes
Monthly deposit$6,415Estimated per month
Biweekly paycheck$2,961Every 2 weeks (26/yr)
Effective tax rate26.5%Total tax burden
Federal income tax$14,200 / yr
California state income tax$5,490 / yr
FICA (Social Security & Medicare)$8,008 / yr

Living in Chino, CA: common questions

What is the median household income in Chino, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Chino, CA is $104,682 per year (approximately $8,724 per month).

What is the average rent in Chino, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,692 for a studio, $1,777 for one bedroom, $2,201 for two, $2,912 for three and $3,514 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Chino, CA expensive to live in?

Prices there run 6.4% above the U.S. average. BEA's regional price parity for the metro area is 106.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Chino, CA?

To keep a $2,201 two-bedroom under 30% of gross income, a household needs about $88,040 a year, or $7,337 a month. That is 84% of what the typical household in Chino, CA earns.

How much do you need to live comfortably in Chino, CA?

On the local median income of $104,682 ($8,724 a month before tax), the 50/30/20 rule leaves $4,362 a month for needs like rent, utilities and groceries, $2,617 for everything else and $1,745 for savings or debt. A two-bedroom at $2,201 takes 50% of the needs share.

How much is the electric bill in Chino, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.