Chippewa County, MN at a glance
Median household income
$71,458$5,955 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Chippewa County, MN?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Chippewa County, MN? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Chippewa County, MN, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $671 | $8,052 | $26,840 | 11.3% |
| 1-Bedroom Apartment | $772 | $9,264 | $30,880 | 13% |
| 2-Bedroom ApartmentBenchmark | $973 | $11,676 | $38,920 | 16.3% |
| 3-Bedroom Home | $1,353 | $16,236 | $54,120 | 22.7% |
| 4-Bedroom Home | $1,382 | $16,584 | $55,280 | 23.2% |
Rent in Chippewa County, MN, with the wage each unit needs →
What a typical income covers in Chippewa County, MN
The 50/30/20 rule applied to the local median of $71,458 a year ($5,955 a month before tax).
What $71,458 leaves after Minnesota taxes
Federal income tax, Social Security, Medicare and Minnesota tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Minnesota
Living in Chippewa County, MN: common questions
What is the median household income in Chippewa County, MN?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Chippewa County, MN is $71,458 per year (approximately $5,955 per month).
What is the average rent in Chippewa County, MN?
The closest official figure is HUD's Fair Market Rent for 2026: $671 for a studio, $772 for one bedroom, $973 for two, $1,353 for three and $1,382 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Chippewa County, MN expensive to live in?
Prices there run 1.4% below the U.S. average. BEA's regional price parity for Minnesota is 98.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Chippewa County, MN?
To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 54% of what the typical household in Chippewa County, MN earns.
How much do you need to live comfortably in Chippewa County, MN?
On the local median income of $71,458 ($5,955 a month before tax), the 50/30/20 rule leaves $2,977 a month for needs like rent, utilities and groceries, $1,786 for everything else and $1,191 for savings or debt. A two-bedroom at $973 takes 33% of the needs share.
How much is the electric bill in Chippewa County, MN?
Homes in Minnesota paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.