Vermont · Census, HUD and BEA figures · Updated

Cost of Living in Chittenden County, VT

Prices around Chittenden County, VT run 0.9% above the U.S. average (BEA, the metro area). The typical household there earns $96,759 a year, and HUD puts a two-bedroom at $2,140 a month. Keeping that rent under 30% of income takes about $85,600 a year.

Chittenden County, VT at a glance

Median household income

$96,759$8,063 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,140HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.9+0.9% · BEA, the metro area
Electricity24.4¢per kWh · EIA Residential VT
Population169,758Census ACS 5-year estimate

How much rent can you afford in Chittenden County, VT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,140Monthly market rent
Share of gross income26.5%Recommended max: 30%
Annual income needed$85,600To meet the 30% standard
Max affordable rent$2,419At 30% of $96,759
0%30% (Affordability standard)100%
Compare against:

How much is rent in Chittenden County, VT? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Burlington-South Burlington, VT MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Chittenden County, VT, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,497$17,964$59,88018.6%
1-Bedroom Apartment$1,651$19,812$66,04020.5%
2-Bedroom ApartmentBenchmark$2,140$25,680$85,60026.5%
3-Bedroom Home$2,745$32,940$109,80034%
4-Bedroom Home$2,833$33,996$113,32035.1%

Rent in Chittenden County, VT, with the wage each unit needs →

What a typical income covers in Chittenden County, VT

The 50/30/20 rule applied to the local median of $96,759 a year ($8,063 a month before tax).

Needs (50%)$4,032/moRent ($2,140 2-BR), utilities (~$220/mo), groceries, transit
Wants (30%)$2,419/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,613/moEmergency fund, retirement, paying down loans

What $96,759 leaves after Vermont taxes

Federal income tax, Social Security, Medicare and Vermont tax on the local median income. Change the salary to see yours.

$96,759
$35,000$195,000
Filing status:
Gross salary breakdown$96,759
Net 75%
Fed 13%
VT 4%
FICA 8%
Annual take-home$72,974After all taxes
Monthly deposit$6,081Estimated per month
Biweekly paycheck$2,807Every 2 weeks (26/yr)
Effective tax rate24.6%Total tax burden
Federal income tax$12,457 / yr
Vermont state income tax$3,926 / yr
FICA (Social Security & Medicare)$7,402 / yr

Living in Chittenden County, VT: common questions

What is the median household income in Chittenden County, VT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Chittenden County, VT is $96,759 per year (approximately $8,063 per month).

What is the average rent in Chittenden County, VT?

The closest official figure is HUD's Fair Market Rent for 2026: $1,497 for a studio, $1,651 for one bedroom, $2,140 for two, $2,745 for three and $2,833 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Chittenden County, VT expensive to live in?

Prices there run 0.9% above the U.S. average. BEA's regional price parity for the metro area is 100.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Chittenden County, VT?

To keep a $2,140 two-bedroom under 30% of gross income, a household needs about $85,600 a year, or $7,133 a month. That is 88% of what the typical household in Chittenden County, VT earns.

How much do you need to live comfortably in Chittenden County, VT?

On the local median income of $96,759 ($8,063 a month before tax), the 50/30/20 rule leaves $4,032 a month for needs like rent, utilities and groceries, $2,419 for everything else and $1,613 for savings or debt. A two-bedroom at $2,140 takes 53% of the needs share.

How much is the electric bill in Chittenden County, VT?

Homes in Vermont paid 24.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $220. Your bill depends mostly on heating and cooling.